Archives For Microfinance

Each year, we celebrate clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing Thurman Award winners. Established in honor of HOPE’s first CEO and his wife, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their […]

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Each year, we celebrate clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing Thurman Award winners. Established in honor of HOPE’s first CEO, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited […]

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  Each year, HOPE celebrates clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing the Thurman Award. Established in honor of HOPE’s first CEO, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re […]

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by Annie Rose Ansley, HOPE Trips Liaison

This blog post was originally posted on Esperanza International’s blog.

I like to be independent. I like to accomplish and improve things without relying on or waiting for anyone else. Anyone with me?

0P7A8134Yet here in the Dominican Republic, microfinance groups with HOPE’s partner, Esperanza International, are opening my eyes to the beauty and paradoxical freedom of dependence. Forming a group is the first requirement to taking out a small loan with Esperanza. If an individual cannot repay their loan for any reason, the responsibility lands with the group. This system may sound scary, but it works. Social collateral—neighbors and friends—can be a very powerful guarantee. Members of solidarity groups live in small, close-knit communities, which positively influence each member to repay.

But, of course, there are times when someone is unable to pay back. I have been at many meetings where one client readily covers the meeting’s loan payment for another. Likewise, I have seen these advances repaid time and again. These examples of community dependence are a slice of humble pie for my spirit of skepticism and self-reliance. Continue Reading…

Nestled in the mountains of western Ukraine, the small town of Khust boasts some of the country’s greatest mountain biking trails. Tourists from all over the world come to experience the region’s beauty. For Lesya Login, a native of Khust, biking is a deep passion—something she and her husband, Nicholai, dreamed of sharing with others.

Early in their marriage, Lesya worked as a coach at a school while Nicholai worked as a bike repairman. They dreamed of one day starting their own business selling bikes. After Lesya purchased and sold several bikes to test out their idea, she was convinced that the business would work—but the Logins lacked the capital needed to get it off the ground.

As Lesya sought a solution, commercial banks repeatedly denied her loan applications, doubtful that someone so young—just 22 years old at the time—and with no business experience would be able to repay. Determined, Lesya continued to search for a bank that would give her a loan. That’s when their neighbor, Michael, told Lesya and Nicholai about the organization he worked for: HOPE Ukraine.

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In 2016, HOPE International had the great privilege of walking alongside more than 950,000 families around the world! Through our blog, we’ve shared a few their stories, along with insights into our work and the communities where we serve. We hope that you’ve been encouraged, challenged, and inspired in your own life to grow in faith and service to the Kingdom. In case you missed any of these popular blog posts, here are the most-read posts from 2016.

What makes Anita smile?

What the saddest people in the world look like

March 14, 2016 – Is Burundi the saddest country in the world? Lauren Sheard, HOPE Burundi’s program manager, wrote about a different, more hopeful Burundi, quoting HOPE savings members who share why they smile despite living in challenging circumstances. Learn why

hurricane-matthew

How to help in Haiti right now

October 7, 2016 – On October 4, Hurricane Matthew slammed into the southwestern region of Haiti. We invited you then to consider how you could help bring assistance to Haitian families, and we ask you to join us in lifting up the people of Haiti through these prayer requests that are still relevant today. Pray for Haiti

File_004I took my teaching job—and paycheck—for granted

August 10, 2016 – After Luke Harbaugh, HOPE’s church and community liaison, met Rosemarie, a HOPE Haiti savings member, he had to consider the question, “What if I don’t get paid this week?” Read his reflection

IMG_4691Five ways to rethink your short-term missions trip

July 28, 2016 – HOPE Trips are distinct from what many might think of the typical missions trip to be. Annie Rose Ansley, our HOPE Trips liaison, shared five ways to set up short-term missions trips that are positive and powerful experiences. Learn more