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For years, Mary Msoni sorted through bundles of donated secondhand clothing in Lusaka, Zambia, to resell for a slim margin. Hoping to expand, she started selling new dresses, but her household expenses still left her with little money to invest in her business. Her only options for capital were loan sharks who charged exorbitant interest rates.

Mary (left) and her daughter in the store

When Mary heard about savings groups at her church, she was excited: “I saw a good future for us because the plan was to work together.” Inspired by the early Church in Acts 2, Mary’s savings group has become a rich community of friends, business investors, and prayer partners that encourage each other through life’s challenges.

I don’t feel lonely because I always have someone to turn to,” Mary says.

And Mary’s business is finally growing: “After joining the savings group, I now have more inventory. And if I need to take a loan, I do not have to go to a loan shark.”

We’re looking for more Dream Investors to come alongside more entrepreneurs like Mary! Opting into an ongoing, monthly gift to HOPE is an act of tenacious generosity and demonstrates your commitment to unlocking the God-given potential of men and women living in poverty. Join our monthly giving community.

At HOPE International, we have the joy of joining hardworking men and women as they glean the fruit of their labors—literally! From plantain farmers to greenhouse owners, see people rejoicing in this season of abundance. Continue Reading…

Many small businesses in middle-income countries have outgrown typical microfinance loan sizes but still do not qualify for commercial lending. Stuck in the “missing middle,” these companies have great potential to provide jobs and contribute to the local economy, yet credit barriers stand in their way. Continue Reading…