While Anita Aguinaldo appreciates the loans she has received from CCT, HOPE’s partner in the Philippines, she is particularly grateful for the biblically based business training that is coupled with those loans: “With the help of CCT, money gets invested, not merely spent.” Anita has invested her loans in two businesses: making and selling rags and selling cosmetics. With her profits, Anita and her husband have been able to build a larger house for their family of seven.