When she was just fourteen, Nini and her family moved from Haiti to the Dominican Republic in search of a better life. Now married with eight children of her own (six of whom still live with her, along with three grandchildren), Nini is thriving with her own charcoal business. When she first started her business, she needed to take out many loans from different places. It was often hard on her, so she jumped at the chance to work with only one bank—HOPE’s partner Esperanza. Since then, she has taken out 12 loans and not only feels the freedom of working with a single bank, but also treasures the camaraderie that has come with it, as she has developed great relationships with her fellow bank members.