While Anita Aguinaldo appreciates the loans she has received from CCT, HOPE’s partner in the Philippines, she is particularly grateful for the biblically based business training that is coupled with those loans: “With the help of CCT, money gets invested, not merely spent.” Anita has invested her loans in two businesses: making and selling rags and selling cosmetics. With her profits, Anita and her husband have been able to build a larger house for their family of seven.
![Before Eveness Mulungu joined the Walusungu (“mercy”) savings group through our church partner in Malawi, she faced days where she and her family ate animal feed because they couldn’t afford human food. But that changed when she joined the savings group. Eveness used her first group loan of about $1.70 (U.S.) to start a business selling doughnuts and beans.
“By the end of my first cycle I made $140 (U.S.),” Eveness shared. “My life is no longer the same now; [I] was regarded as no one in the community. ... This was the first time in my life that I ever touched and owned big money like this!”
Pictured: Eveness, with her husband in front of their piggery—a third successful business that she operates.](https://blog.hopeinternational.org/wp-content/plugins/instagram-feed/img/placeholder.png)