Jean Luis Kemdi shares a home with his parents and 10 other family members, and he lives a somewhat typical life for a 12-year-old in Haiti. But he has big dreams for the future. As one of the youngest members of HOPE Haiti’s savings groups, each week he saves 25 cents. When he has saved enough, he hopes to buy a goat to breed. Jean Luis, whose mother is also a savings group member, said he dreams of opening his own business to sell livestock. He also shares the lessons he has learned with others in his family. “I have learned from the group about transparency, trust, leadership, and management,” he says. “I talk with my parents to show them how it’s very important to save money. For example, if you have 50 gourde [approximately $1.24], it’s better to save 25 and use 25.” Jean Luis also places his faith in Jesus Christ. “You can find all you need in Jesus,” he says.
![Before Eveness Mulungu joined the Walusungu (“mercy”) savings group through our church partner in Malawi, she faced days where she and her family ate animal feed because they couldn’t afford human food. But that changed when she joined the savings group. Eveness used her first group loan of about $1.70 (U.S.) to start a business selling doughnuts and beans.
“By the end of my first cycle I made $140 (U.S.),” Eveness shared. “My life is no longer the same now; [I] was regarded as no one in the community. ... This was the first time in my life that I ever touched and owned big money like this!”
Pictured: Eveness, with her husband in front of their piggery—a third successful business that she operates.](https://blog.hopeinternational.org/wp-content/plugins/instagram-feed/img/placeholder.png)