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Hello everyone.  My name is Matthew Rohrs, and I serve as HOPE International’s Director of Spiritual Integration.  In case you are newer to HOPE, for us spiritual integration refers to our intentional effort to put Christ at the center of everything we do.  This includes client and community outreach, staff discipleship, partnership with the local church, and a deep desire to honor Christ in the way that we offer financial services to the poor.

Over the next few days, I am going to share some thoughts and reflections from the 2012 Spiritual Integration Summit for our individual lending programs.  This is my first ever blogging experience, and as a rookie blogger, I hope to share some worthwhile thoughts with our friends in cyberspace. Continue Reading…

In this video interview, Pedro Lacen, director of microfinance at Esperanza International, HOPE’s partner in the Dominican Republic and Haiti, discusses the unique role of Christ-centered microfinance in the Caribbean.

Several months ago, Peter Greer, HOPE’s president, sat down with Pedro to discuss Esperanza’s work in the Caribbean. In this excerpt, Pedro talks about the particular impact Esperanza and HOPE are having as Christian organizations and shares a story of how the God Provides films, shown at community bank meetings through HOPE’s partnership with Crown Financial Ministries, are impacting clients through their simple presentation of key stories from the Bible.

This evening we concluded an incredible day of learning at HOPE’s Annual Global Leadership Summit with an hour of worship and prayer. As we sang I’ll never know how much it cost to see my sin upon that cross, the words to this familiar chorus hit me with a new profundity. If we didn’t truly and deeply believe those words, would any of us be here? Would anyone give up a life of relative comfort to serve in countries as devastated by poverty as Haiti or the Democratic Republic of Congo?

Surely these people who worshipped alongside me tonight have been radically transformed by the love of Jesus Christ. And they’re on a mission to spread the Good News of that love to others, from Kinshasa to Kigali to Chisinau.

The song that best summed up my experience with HOPE was “Our God” by Chris Tomlin.

And if our God is for us, then who could ever stop us?
And if our God is with us, then what could stand against? Continue Reading…

It is more blessed to give than to receive.

How many times will you hear these wise words this holiday season? This is my favorite time of year primarily because of this season’s emphasis on giving. The charitable and gift-giving yearnings among us all are stoked and encouraged more in December than at any other time of the year. This spirit is encapsulated and affirmed in what might be our favorite Christmas saying: It is more blessed to give than to receive.

The axiom could not be truer. Giving is a joy. Research suggests that generous people are happier people. Generous countries are happier countries. Benevolence brings vibrancy to our faith. Historically, openhandedness and abundant giving have been the fragrance of the Church. Part of our mandate as Christians includes a call to a countercultural understanding of our role as stewards, rather than owners, of our time and treasure. I’ll just speak for myself, but my hunch is others will resonate: My charity often robs the poor of the opportunity to give, rather than encouraging generosity. Continue Reading…

The holiday season is a time filled with warm nostalgia, a flurry of festivities, and a cornucopia of holiday treats.  It is also a season for remembering: retelling old family stories, revisiting time-honored traditions, and, as Christians, remembering the birth of our Savior Jesus Christ.  Jesus’ birth turned mourning to joy, brought hope amidst despair, and promised freedom from bondage. In His time on earth, Jesus made the poor and forgotten His priority, and He calls His followers to do the same.

In the midst of this hectic holiday season, here are seven simple ways you and your family can respond to God’s call to remember and serve the poor:

  1. Volunteer at a local food bank, homeless shelter, or other organization focused on serving the poor in your community.
  2. Get to know the many faces of poverty by reading news stories, articles, or books about the people, places, and challenges surrounding the fight against global poverty.
  3. Visit HOPE International’s Pathways out of Poverty exhibit in Lancaster, PA – an interactive exhibit that invites visitors to walk alongside the poor – with family, friends, or your church group.
  4. Forego the extra coffee, movie, or other entertainment purchase and donate the money saved to an organization focused on sustainable solutions to poverty.
  5. Pray for the poor, both within your own community (they are there!) and around the world, who daily experience the fear, shame, isolation, and physical pain of poverty.
  6. Eat a simple meal of rice and beans (daily staples for much of the developing world) and use it as an opportunity to facilitate family conversation about poverty.
  7. Explore what God’s Word reveals about His heart for the poor and His expectations of us in return, praying for your heart to be aligned with His.

The recent articles in The Wall Street Journal, “Backlash in microlending: three agents in India are arrested for harassing borrowers” and “India’s major crisis in microlending: loans involving tiny amounts of money were a good idea, but the explosion of interest backfires,” illustrate that in the microfinance sector it all comes down to priorities: does the organization prioritize shareholders’ return or clients’ success?

Payday lenders, loan sharks, pawn shops and some financial institutions are also in the “microfinance industry,” but they are making their own interests paramount, and in the process, overlooking the clients they serve.  This is causing a backlash among government authorities and actually harming some clients.

At HOPE International, we believe these recent articles expose an ugly underside of the microfinance movement.  While we actively support creating profitable microfinance institutions, we believe a gulf is growing between a client-focused approach to microfinance and an approach that focuses on shareholder return rather than life change. Continue Reading…