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The holiday season is a time filled with warm nostalgia, a flurry of festivities, and a cornucopia of holiday treats.  It is also a season for remembering: retelling old family stories, revisiting time-honored traditions, and, as Christians, remembering the birth of our Savior Jesus Christ.  Jesus’ birth turned mourning to joy, brought hope amidst despair, and promised freedom from bondage. In His time on earth, Jesus made the poor and forgotten His priority, and He calls His followers to do the same.

In the midst of this hectic holiday season, here are seven simple ways you and your family can respond to God’s call to remember and serve the poor:

  1. Volunteer at a local food bank, homeless shelter, or other organization focused on serving the poor in your community.
  2. Get to know the many faces of poverty by reading news stories, articles, or books about the people, places, and challenges surrounding the fight against global poverty.
  3. Visit HOPE International’s Pathways out of Poverty exhibit in Lancaster, PA – an interactive exhibit that invites visitors to walk alongside the poor – with family, friends, or your church group.
  4. Forego the extra coffee, movie, or other entertainment purchase and donate the money saved to an organization focused on sustainable solutions to poverty.
  5. Pray for the poor, both within your own community (they are there!) and around the world, who daily experience the fear, shame, isolation, and physical pain of poverty.
  6. Eat a simple meal of rice and beans (daily staples for much of the developing world) and use it as an opportunity to facilitate family conversation about poverty.
  7. Explore what God’s Word reveals about His heart for the poor and His expectations of us in return, praying for your heart to be aligned with His.

The recent articles in The Wall Street Journal, “Backlash in microlending: three agents in India are arrested for harassing borrowers” and “India’s major crisis in microlending: loans involving tiny amounts of money were a good idea, but the explosion of interest backfires,” illustrate that in the microfinance sector it all comes down to priorities: does the organization prioritize shareholders’ return or clients’ success?

Payday lenders, loan sharks, pawn shops and some financial institutions are also in the “microfinance industry,” but they are making their own interests paramount, and in the process, overlooking the clients they serve.  This is causing a backlash among government authorities and actually harming some clients.

At HOPE International, we believe these recent articles expose an ugly underside of the microfinance movement.  While we actively support creating profitable microfinance institutions, we believe a gulf is growing between a client-focused approach to microfinance and an approach that focuses on shareholder return rather than life change. Continue Reading…

Pasteur JulienI had the opportunity to interview Pasteur Julien from Centre Chrétienne Néhémie (Nehemiah Christian Center Church) while a reimbursement meeting was taking place in his church.

Thus far, what has been your interaction with HOPE Congo?
“HOPE Congo invited me to speak at the first disbursal meeting on behalf of all the churches in Brazzaville. I came here to pray with the clients and to help HOPE Congo launch their affairs. … I told clients, ‘You can be motivated, earn more money, and make great plans, but without God being a part of your plans, without following His will, it will all be useless in the end.’” Continue Reading…

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I had the opportunity to sit in on the first client trainings for two new community banks today and yesterday. Before receiving a loan from HOPE, clients need to pass through a fairly intensive series of training seminars. By the time they get to this first meeting, clients have met with loan officers in their homes or businesses, but still have lots of questions about HOPE Congo and loan details. At the first meeting, HOPE explains its mission and identity as a Christ-centered microfinance institution, describes its vision for positive impact on clients, reviews the loan products and terms, and explains how clients work together as a community bank and can advance into higher loans over time. Continue Reading…

My friend, Brian, recently returned from a missions trip to Kenya. He led a group of youth as they supported their Kenyan partner church ministry for two weeks. The Kenyan ministry’s focus was HIV positive mothers in its very poor slum community. They provided food, money, prayer and helped their children—demonstrating the love of Christ in word and deed. Brian and the youth group dove in. They spread the news of the church’s ministry into the neighboring communities.

A week into the trip, Brian had a stirring, even haunting, realization. This Kenyan ministry had become “the cocaine of its community.” He shared candidly with me that these mothers were completely dependent upon the charity, and indirectly on Brian’s church which funded it. Instead of working, these capable women would sit every day at the door of the charity, waiting for the free distributions. As a result, their children saw their moms time-and-again not as providers, but as placid receivers. Continue Reading…

This past week has been encouraging regarding relationships I have with neighbors on my block. Four years ago, my husband and I intentionally (and we think, obediently) moved into a tougher inner city neighborhood. We’ve formed some really great relationships with adults and kids, but haven’t really “done” anything to write home about. No one’s professed new faith in Jesus. No one’s drastically improved in school. No one’s changed their status from unemployed to employed. And no one has gotten off of government funding. To sum it all up, no one’s really that drastically different at all…not even us. Continue Reading…