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My friend, Brian, recently returned from a missions trip to Kenya. He led a group of youth as they supported their Kenyan partner church ministry for two weeks. The Kenyan ministry’s focus was HIV positive mothers in its very poor slum community. They provided food, money, prayer and helped their children—demonstrating the love of Christ in word and deed. Brian and the youth group dove in. They spread the news of the church’s ministry into the neighboring communities.

A week into the trip, Brian had a stirring, even haunting, realization. This Kenyan ministry had become “the cocaine of its community.” He shared candidly with me that these mothers were completely dependent upon the charity, and indirectly on Brian’s church which funded it. Instead of working, these capable women would sit every day at the door of the charity, waiting for the free distributions. As a result, their children saw their moms time-and-again not as providers, but as placid receivers. Continue Reading…

I love online banking and e-commerce. I love the convenience of checking account balances, making transfers, and purchasing products in sweatpants from my living room. I’ve quickly become accustomed to the ease of doing business from home, although this luxury is unique to the past decade. It’s easy to forget that just ten years ago online banking was nothing but a dream.

Last month I visited HOPE’s work in the Dominican Republic. There, I had the privilege of meeting our clients, seeing their businesses and soaking in the culture of a country I have come to love. One of the questions I asked to a few of the community banks (groups of 15-30 clients) was “Why HOPE? Why did you choose to become a HOPE client?” Time and time again, in different communities throughout the country, our clients responded, “Because HOPE came to us.” Continue Reading…

This past week has been encouraging regarding relationships I have with neighbors on my block. Four years ago, my husband and I intentionally (and we think, obediently) moved into a tougher inner city neighborhood. We’ve formed some really great relationships with adults and kids, but haven’t really “done” anything to write home about. No one’s professed new faith in Jesus. No one’s drastically improved in school. No one’s changed their status from unemployed to employed. And no one has gotten off of government funding. To sum it all up, no one’s really that drastically different at all…not even us. Continue Reading…

We are gearing up for an exciting fall. As the educational year gets into full swing, we’ll be taking advantage of a number of opportunities to educate new audiences on the transformational power of microfinance.

HOPE is especially excited about Sunday, October 18.  We’re launching Give HOPE Sunday, a national campaign retrofitted just for churches.  We’re aiming to break down the perceived barriers that exist between churches and this new mission field of Christ-centered microfinance.  We’re claiming that missionaries can be bankers and affirming that for the three billion people living in poverty on this earth, there is Good News: God cares for His children’s physical and spiritual condition.  For Give HOPE Sunday, we’ll happily provide sermon points for pastors, bulletin inserts, posters, videos, and other supporting materials to help your church explore God’s heart for the poor.  If you are a pastor seeking ways to encourage your congregation to reach out to the world’s poorest people or if you are a layperson seeking a chance to share your love for what HOPE International is doing, then host a Give HOPE Sunday.

Even before Give HOPE Sunday gets underway, we’ll be heading down to the Catalyst Conference in Atlanta on October 7 to hear some great speakers and to leave our mark as well. HOPE International President Peter Greer will be launching his new book The Poor Will Be Glad.  We are brimming with excitement over the book launch! God is creating paths for our message, and people are responding.   We’re also excited for an opportunity Peter will have to introduce conference participants to microfinance in a radical and personal way.  Stay tuned to hear more!

It’s no longer good enough to kill two birds with one stone. We now require each stone to kill six birds. Case in point: While I’m not cool enough to own an iPhone, I have friends who are, and I am continually amazed at its diverse functionality. Mobile communication technology is an absolute marvel in itself, but it’s no longer enough for our phones to make and receive calls from anywhere in the world. Now we require them to provide email, directions, games, web browsing, news, stock trading, and blogging. Daily, the list expands. Are you pregnant and need to track your contractions? Now you can with the Birth Buddy app on your iPhone. You name it – “there’s an app for that.”

Microfinance isn’t just about making loans anymore. Traditional microfinance in and of itself is transformative, but the opportunities for innovation on the microfinance framework are boundless. Clean water is a serious issue around the world; globally, one in six people lack access. HOPE’s program in the Philippines pioneered an innovative, employment-based strategy to address this serious issue. In partnership with PepsiCo, they built a top-notch water purification system right in the branch office. Twenty of their clients took out loans to purchase the water in bulk. These water vendors then load up their bicycles with jugs of water and sell the water in some of the most-underserved communities in the city. Through this model, they collectively sell over 300,000 gallons of clean water annually. Sure, it’s wonderful that our clients in the Philippines can access financial services, but what about the dirty water they drink every day? Microfinance has an app for that. Continue Reading…

The following email was written by a HOPE staff member to encourage her brothers and sisters serving with HOPE around the world.

A few weeks ago my husband and I attended a class on Tim Keller’s book, The Prodigal God. (Keller defines “prodigal” as “recklessly extravagant” or “having spent everything”—so true of our God who runs after us and sent His only Son to die for us.) Keller argues that both sons in the Luke 15 story of the prodigal are lost—not just the younger, irresponsible brother. He goes further, though, and says that the older brother is actually in a more spiritually dangerous position. Keller writes:

Although the sons are both wrong and both loved, the story does not end on the same note for each. Why does Jesus construct the story so that one of them is saved, restored to a right relationship with the father, and one of them is not? (At least, not before the story ends.) It may be that Jesus is trying to say that while both forms of the self-salvation project are equally wrong, each one is not equally dangerous. One of the ironies of the parable is now revealed. The younger son’s flight from the father was crashingly obvious. He left the father literally, physically, and morally. Though the older son stayed at home, he was actually more distant and alienated from the father than his brother, because he was blind to his true condition. He would have been horribly offended by the suggestion that he was rebelling against the father’s authority and love, but he was, deeply.  Continue Reading…