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Muti

Muti accessed her first loan of $49 from Turame, HOPE’s partner in Burundi, three years ago. Since then, she has taken 11 loans to help grow her business cultivating tomatoes and selling bananas, tomatoes, and goats. She is currently repaying a $105 loan. When her business began, she did not have the funds to raise goats, but now she can feed and fatten them before reselling the goats for a profit. Although her husband passed away, Muti has been able to provide for her three children and three grandchildren. “Turame has helped my family fight poverty,” she says.

Anita Aguinaldo

While Anita Aguinaldo appreciates the loans she has received from CCT, HOPE’s partner in the Philippines, she is particularly grateful for the biblically based business training that is coupled with those loans: “With the help of CCT, money gets invested, not merely spent.” Anita has invested her loans in two businesses: making and selling rags and selling cosmetics. With her profits, Anita and her husband have been able to build a larger house for their family of seven.

Mona Louifils

Mona Louifils currently buys and sells cookies and candies, but she dreams of the day when she can put her training as a seamstress to work. While she does not yet have enough money to pursue her dream, Mona is saving $2.52 a week as a member of a HOPE Haiti savings group, called “Christ is our only hope,” and plans on investing her savings in a sewing machine. “I enjoy this program because it has taught me to save,” says Mona. “I thank God for…introducing me to this program.”

Tatiana Maslova

While she currently sells women’s clothing, Tatiana Maslova dreams of one day opening a workshop where she can tailor clothes as well. In pursuit of this dream, she has taken out several loans from HOPE Ukraine, which she is using to increase the profits from her clothing stall and save up for her workshop. In addition, Tatiana has used some of her profits to make renovations to her family’s home—improving living conditions for herself, her husband, and her two children—and to help care for her aging grandmother.

Sosthene Hubert Roger Lubaki

Sosthene Hubert Roger Lubaki opened his dry cleaning business in Oenze, Republic of Congo, 10 years ago. Through the shop, he provides for his wife and three children, aged 7, 11, and 21, yet his earnings have been limited by his limited inventory. He recently received his first loan from HOPE Congo, enabling him to purchase more dry cleaning materials so that he can clean a wider array of items and increase his earnings.

At 52 years old, Cecilia is honing her entrepreneurial skills, learning good stewardship skills, and feeling proud that she can adequately take care of her seven children, the oldest being 31, and the youngest 17. Having taken out three loans, Cecilia credits HOPE’s partner Esperanza with teaching her responsibility when it comes to money. Not only does she have to invest wisely—which she has done through selling charcoal, ice cream, and soap as well as charging people to use her washing machine—but she also has to pay back her loan in a timely manner. In addition, whenever one of her 11 grandchildren is sick, she proudly takes them to the doctor and purchases the medicine they need. Cecilia believes that God has greatly blessed her through the loans she has received.