Each year, HOPE celebrates clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing the Thurman Award. Established in honor of HOPE’s first CEO and his wife, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited to share the story of Digna, this year’s honorable mention from Asia!
It took three visits from a savings facilitator before Digna Nibay was convinced to join a savings group through the Center for Community Transformation (CCT), HOPE’s partner in the Philippines. She says she had never before saved a single centavo, and it took some persuading to convince the mother of six that she could. Digna and her husband had a combined income of just over $13 a day, which barely covered food, water, electricity, transportation to work, and school expenses for the couple’s children. When income fluctuations disrupted the family’s day-to-day life, Digna was forced to borrow small sums from neighbors or relatives to cover everyday expenses. These experiences showed her the benefit of personal savings: Digna just needed to create some margin to save.
When Digna agreed to join the group, she was committed, and she became not only a member but the group’s president. Saving was a challenge, and a number of the group’s initial members dropped out during the first round—but those who persisted remarkably saved over $150 each by the end of the first year. As her community saw the outcome, Digna’s group began to gain momentum, tripling in size by its second year. Now in its fourth year-long cycle, each group member saves $5.60 a week.
Leaps of faith
For most of her adult life, Digna worked in the laundry industry, a bustling business in the tourist community of Tagaytay, where she lives. After just a year in the savings group, Digna took a leap of faith and launched her own laundry business. A year later, she led her group into a joint business venture—beginning a laundry business that serves a large retreat center nearby. The business has created 44 jobs for washers, ironers, and delivery workers. Though Digna could have hired employees and kept more profits for herself, she instead invited group members to be co-owners, evidencing her generous spirit. “When blessings come my way, I want to share them,” she says.
![Before Eveness Mulungu joined the Walusungu (“mercy”) savings group through our church partner in Malawi, she faced days where she and her family ate animal feed because they couldn’t afford human food. But that changed when she joined the savings group. Eveness used her first group loan of about $1.70 (U.S.) to start a business selling doughnuts and beans.
“By the end of my first cycle I made $140 (U.S.),” Eveness shared. “My life is no longer the same now; [I] was regarded as no one in the community. ... This was the first time in my life that I ever touched and owned big money like this!”
Pictured: Eveness, with her husband in front of their piggery—a third successful business that she operates.](https://blog.hopeinternational.org/wp-content/plugins/instagram-feed/img/placeholder.png)