by Haley Smith, Regional Representative

When I was young giving didn’t necessarily come naturally—but finding ways to make money did.

At the age of six, my first business was the classic lemonade stand. I made the lemonade, painted a traffic-stopping sign, and set up a table. As the minutes ticked by without a single cup sold, I started to get impatient. Unready to surrender my losses, I determinedly went door to door, and, to my surprise, I sold every last cup.

For me, this was a turning point. I had earned something on my own, and now it was up to me to decide what to do with it. Recognizing this new passion, my parents began to talk with me about managing my own money.

They wanted to know how would I use my newfound income? Did I want to save any of it? Did I want to give any of it away? I wanted to give—but I also really wanted the new Boyz II Men cassette tape. It was going to be a tough call. Continue Reading…