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In the Dominican Republic, a batey (pronounced “bah-TAY”) is a community made up primarily of families who immigrated from Haiti to work in surrounding sugarcane fields. These underserved communities are often located hours away from the nearest city. As immigrants, many families living in bateyes lack the necessary legal status to receive financial services, education, or medical services.

When Esperanza, HOPE’s microfinance partner in the Dominican Republic, first arrived in Batey Margarita in 2006, Jacobo Benjamin was the first of his neighbors to take out a loan. Previously, Jacobo had worked in the nearby sugarcane fields, cutting and processing the crop. But when the processing company announced it was closing, Jacobo knew he’d need to find a new source of income.

With his loan from Esperanza, Jacobo opened a colmado, or corner store, allowing him to provide for his family and meet a key need for his neighbors.

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By the time we reached Rigoberto’s home, the sun had set, and I was feeling wiped out. Traveling to homes, through markets, and up the surrounding hills of Comas, Peru, we’d had two full days of meeting incredible savings group members connected to Comas CMA Church, HOPE’s partner in Peru. But stepping into Rigoberto’s home, I immediately felt soothed.

Part of it was probably because Rigoberto (pictured above) reminded me of my own dad: Both of them have a gentleness about them, and both have served as teachers for decades. Another piece was the warm greeting we received from Rigoberto and the members of his family—two daughters, his mother, sister, brother, and one grandchild—who welcomed us and invited us to sit with them to talk.

At first glance, they seemed like a close, happy family—but as we talked, Rigoberto shared that this hadn’t always been their reality.

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In the developing world, children are often among the most vulnerable. Living on less than $1.90 a day, an estimated 385 million children live in extreme poverty, experiencing chronic malnutrition, food shortages, and lack of clean water.

HOPE believes one of the best ways to care for children living in poverty is to empower their parents. Using HOPE-network services, parents and caregivers start savings accounts or build up small businesses, providing for their children’s needs themselves rather than relying on outside charities or services. Continue Reading…

Each year, HOPE celebrates clients who demonstrate our values of perseverance, compassion, character, and creativity by announcing the Thurman Award winner. Established in honor of HOPE’s first CEO, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited to share the story of Sixbert, this year’s runner up for savings group programs!

Living on just $60 each month, Sixbert Nteziryayo struggled to afford rent and other basic needs for his family. After getting behind and missing several rent payments in a row, Sixbert, his wife, and their seven children were evicted from their home in Rwanda. Needing to provide shelter for his family, Sixbert faced the challenge of finding a new way to generate income. Continue Reading…

Serafina

“My whole life, I had never had a job or done anything to get money to feed myself and my family. I would just go dig out in [a neighbor’s] field then get food for me and my family,” Serafina recalls. “For some reason, I thought that was enough, and I thought that’s how life was meant to be.”

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by Haley Smith, Regional Representative

When I was young giving didn’t necessarily come naturally—but finding ways to make money did.

At the age of six, my first business was the classic lemonade stand. I made the lemonade, painted a traffic-stopping sign, and set up a table. As the minutes ticked by without a single cup sold, I started to get impatient. Unready to surrender my losses, I determinedly went door to door, and, to my surprise, I sold every last cup.

For me, this was a turning point. I had earned something on my own, and now it was up to me to decide what to do with it. Recognizing this new passion, my parents began to talk with me about managing my own money.

They wanted to know how would I use my newfound income? Did I want to save any of it? Did I want to give any of it away? I wanted to give—but I also really wanted the new Boyz II Men cassette tape. It was going to be a tough call. Continue Reading…