by Anna Hofmann (third from left), Writing and Research Intern

Listening is hard. True listening is an active and engaged process, we’re told.

But listening doesn’t feel that difficult or demanding. Yet, I’m learning that listening—true listening—doesn’t just require my full attention; it’s also risky. Here’s what I mean: Continue Reading…

by Robert Morris, HOPE Savings Group Technical Advisor

Savings groups are often described in simple terms: a small number of people who save their money together and take small loans from those savings. But when you look a little deeper—and hear what these facilitators were describing—groups are much more complex than they first appear. Some of the issues they face are complicated, like hedging, trading in futures, and calculating inflationary risk! Continue Reading…

by Jeff Rutt, Founder & Board Chair, HOPE International; Founder & CEO, Keystone Custom Homes

Earlier this year, I was privileged to travel to the Philippines to see the work of HOPE’s partner, The Center for Community Transformation.

The Philippines is made up of more than 7,000 islands and comprises over 100 diverse ethnic groups. I spent time among the Waray people living in eastern Samar, the easternmost part of the country. Within the Philippines, the Warays have a reputation for never backing down from a fight, but the combination of endemic poverty and natural disasters has given many the fight of a lifetime. But I also see how savings groups are giving them a fighting chance, helping members gain stability in what the World Risk Index rates as the third most disaster-prone country in the world. Continue Reading…

Growing up in poverty in rural Malawi, Phanny raised her siblings on her own. Struggling to get by, she remembers often going to bed hungry. With few options to support themselves, Phanny and her siblings would collect firewood to sell over 10 miles from their home. And like many Malawians in her situation, she got married as a teenager, seeing few opportunities to develop herself on her own. Yet after having a daughter, life became even more challenging, and she and her husband struggled to put food on the table. Continue Reading…



Aug 5 2019



This year, we’ve been excited to see growth in our monthly giving community—155 new people signed up to be Dream Investors! And through additional matches by several generous families, these monthly gifts have unlocked an additional $75,500 so far in 2019.

We can’t emphasize enough how important monthly giving is to advancing HOPE’s mission of investing in the dreams of families in the world’s underserved communities. Here’s why: Continue Reading…

If American people see that kid, they will think he’s really poor.”

My Rwandan colleague’s words jerked me out of my reverie.

Bumping along a rural Rwandan road, my eyes tried to absorb it all—the undulating hills, the downy clouds that dotted the wide-open sky, the goats and chickens. My eyes caught on a little boy running in front of a row of houses.

The little boy wore only a pair of shabby shorts that appeared to have once been khaki-colored. Reddish dust covered his body from his cheeks to his feet. I noticed that he was barefoot. Continue Reading…