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Before joining a savings group in Malawi, Yamikani dreamed of a better life for his children and family. He imagined always having enough to eat, buying new clothes when needed, and helping neighboring children with their school fees—but these dreams always felt just out of reach.

Although Yamikani worked hard selling potatoes and tutoring primary school students, his income often wasn’t enough to make ends meet. “Sometimes my family could only have breakfast and dinner,” he shares. “I couldn’t even manage to buy fertilizer for my farm.”

And if feeding his family was already a struggle, saving money felt impossible. Yamikani knew that creating more streams of income could be the solution, but a lack of startup capital left him stuck.

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For years, Tafadzwa and Jocelyne Gutu and their two daughters lived in a half-built house in Harare, Zimbabwe. Tafadzwa, a skilled carpenter, was constructing their home—but he couldn’t get enough business to afford the materials he needed to complete the project.

Both Tafadzwa and his wife are deaf, so his clientele was limited to those who knew sign language. The couple struggled to cover food costs, medical bills, and school fees for their family. Finishing their home seemed like a far-off dream.

In 2023, a local church invited Tafadzwa and other neighbors with speech or hearing disabilities to join a savings group called Miracle.

As they prayed, read Scripture, and saved together, God did wonders in Tafadzwa’s life.

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It’s been 17 years since HOPE International began partnering with churches in Rwanda to bring savings groups to families living in poverty. Over that time, we’ve partnered with more than 2,900 churches to serve more than 720,000 savings group members!  We thank God for the opportunity to serve so many men and women with our Rwandan church partners.

At the same time, we know the need is still great. Today, of the 13 million people in Rwanda, 40% of the population still lives on less than $2.90 a day (World Bank). 

To better reach more families and ensure we’re serving our current savings group members well, we regularly sit down with people we serve to hear from them. In 2022, we interviewed 312 savings group members served by HOPE Rwanda—and the results were encouraging!   Continue Reading…

John and Grace smile with their arms around each other in their field.

Seeing lives transformed is the joy of our work at HOPE International–and we know it is happening across the globe. In 2021, we administered the HOPE Quotient—our internal survey to measure material, spiritual, social, and personal impact—to almost 300 savings group members served by our church partners in rural Zambia. This model works!  

We also sat down with John and Grace Bender in their home in Ibenga, Zambia. What we learned from them illustrated the transformation we are seeing in the broader lives of savings group members.  Continue Reading…