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by Christine Baingana, CEO of Urwego Bank

As the CEO of Urwego Bank, the largest microfinance institution in the HOPE network—and in the country of Rwanda—Christine Baingana shares what she’s learning about leadership while leading a team of over 300 staff.

I first learned of HOPE International after reconnecting with Peter Greer, HOPE’s president and CEO, while I was in graduate school. I had met Peter in the early 2000s while I was working for a large commercial bank in my home country of Rwanda and he was serving as the managing director of Urwego Bank. As we reconnected, Peter shared about the work he was doing through HOPE International—and asked if I wanted to join him.

In 2010, I joined the HOPE International team as the savings and credit association (SCA) specialist, later going on to serve as the Africa SCA regional director. When HOPE became a majority stakeholder in Urwego Bank in 2016, I was asked to step into the role of CEO. Having been on the board for several years, I knew that this would be a challenging time to lead the organization. I felt unqualified to lead such a large team through such a major transition.

But as I sought counsel from others, they reminded me to think of those Urwego could serve, men and women who have not had many of the privileges and advantages that I have. As I took my eyes off of myself and focused on them, I chose to say yes to this opportunity. It’s exciting to know we are changing lives for the Kingdom, that men and women who come to Urwego for a small loan, or to find a safe place to save, will have the opportunity to overcome poverty and experience a closer relationship with the Lord and their community members.

Here are five of the most valuable lessons I’ve learned on this leadership journey:

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by Elena Cret, Field Communications Fellow in Eastern Europe

In Eastern Europe, the Roma community is often ignored by the government and society. The Roma people are seen as a burden, as having very little value. But two years ago, HOPE Ukraine started reaching out to this underserved community. As HOPE Ukraine’s manager for western Ukraine, Pavel, said:

We wanted to serve our community, we wanted to make an impact, and we realized how much the Roma community is overlooked. We wanted to see financial, social, and, most importantly, spiritual changes among the Roma people.

Here are three ways HOPE Ukraine is impacting the Roma:

  1. Savings and credit associations: These are groups of people who save money together, partnering with the local church. Continue Reading…

A senior at Messiah College, Mahelet has a passion for ministry and sharing the Gospel. Born and raised in Ethiopia until age 16, Mahelet says, “Helping others has always been a part of my life.” She credits her grandparents, who were involved in business, and her mom, who served as a missionary in rural areas of Ethiopia, for their positive influence in her life. Despite her Christian upbringing, Mahelet fell away from her faith in Christ until two years ago, when she recommitted her life to serving Him.

Mahelet heard about HOPE International when President and CEO Peter Greer taught a course at her college. She spoke to him after class and was encouraged to apply for an internship at HOPE. That summer, Mahelet served as the church and community outreach intern.

How does working at HOPE compare with other places you have worked in the past?

“The place I worked before, [my colleagues and I] had a professional relationship. Here at HOPE, I have spiritual relationships and personal relationships too. People are very genuine, sincere, and love their jobs.” Continue Reading…

By Blake Mankin, HOPE Regional Representative Money is a tool, and when we keep our relationship with money private, it can easily become a second master, keeping us from living lives fully obedient to Jesus. In the West, where open conversations about money often feel off limits, rarely discussed even in accountability groups, this openness […]

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by Annie Rose Ansley, HOPE Trips Liaison

This blog post was originally posted on Esperanza International’s blog.

I like to be independent. I like to accomplish and improve things without relying on or waiting for anyone else. Anyone with me?

0P7A8134Yet here in the Dominican Republic, microfinance groups with HOPE’s partner, Esperanza International, are opening my eyes to the beauty and paradoxical freedom of dependence. Forming a group is the first requirement to taking out a small loan with Esperanza. If an individual cannot repay their loan for any reason, the responsibility lands with the group. This system may sound scary, but it works. Social collateral—neighbors and friends—can be a very powerful guarantee. Members of solidarity groups live in small, close-knit communities, which positively influence each member to repay.

But, of course, there are times when someone is unable to pay back. I have been at many meetings where one client readily covers the meeting’s loan payment for another. Likewise, I have seen these advances repaid time and again. These examples of community dependence are a slice of humble pie for my spirit of skepticism and self-reliance. Continue Reading…

by Grace Engard, Graphic Designer

“None of this was here a few years ago.”

This phrase and variations of it would be repeated again and again during the six days I was in Ukraine. This particular time, my group stood in the center of a small mountain town called Khust in western Ukraine. Down the middle of the cobblestone street, a perfect line of trees dotted a strip of lush green grass. Wooden benches lined either side of the strip, and ornate lampposts towered above. As the afternoon sun filtered in, I imagined the otherwise drab, gray street without the grass and decorations—the way it would have looked only a few years ago.

Ukraine has had a turbulent history, being divided and conquered by various countries for centuries. As a post-Soviet nation, Ukraine’s economy has struggled under the weight of corruption and conflict since the early 1990’s. Even after much economic improvement starting in 2000, the country’s GDP plummeted once again in 2014 following the civil unrest and later conflict in eastern Ukraine. Still today, jobs are scarce, uncertainty runs high, and the average Ukrainian lives on only about $240 per month.

And yet … Continue Reading…