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Or “expert,” I should say. Malu Garcia is at the center of HOPE’s expertise on savings models that can alleviate poverty for the poorest of the poor. She specializes in training and equipping local staff who will be directly training savings groups, and she’s been traveling through Asia with me, assessing and providing additional training for our savings partners here. It’s truly a joy to serve alongside her. Here are a few more details about Malu:

• Malu has been working with savings programs since 2001 in conjunction with the Chalmers Center for Economic Development and Food for the Hungry. She defines training as “multiplying yourself in the lives of others.”

• Malu first joined HOPE’s team in October 2007 when she moved to Rwanda to help launch HOPE’s first church-based savings program with the Anglican Church. She traveled to each of Rwanda’s dioceses to promote the savings program, trained national coordinators, and built a foundation for a strong relationship with the national church. Today, the program is nearly 100,000 savers strong. Continue Reading…

“Hello – My name is Fabia, how are you today?” That is all it took for my wife, Anne, to decide where she would purchase her gas once we had moved to Kigali, Rwanda. Today, we both make a real effort to return and visit Fabia. It is not because of “high performance petrol” but to enjoy and encourage the kind interaction that comes with Fabia’s consistently great customer service.

The leaders in Rwanda often publically state: “Customer service in Rwanda must improve.” This is a complaint I have heard all over the world—and very often in the USA. My belief is that customer service usually originates within the person as a sincere desire to serve and bless others, and HOPE provides clients in Rwanda training on customer service as an extension of the biblical Golden Rule: “Do to others as you would have them do to you” (Luke 6:31). Logistically, it is much easier to provide great customer service in the developed world. Large industrial freezers with pre-cut meat and vegetables allow for quick delivery in restaurants. Fully integrated supply chains help make sure your favorite Superstore is never out of stock, and the simple swipe of credit cards ensure not coming up short on change will never be a problem Another shining example of great customer service can be seen in Emmanuel’s photography business. Continue Reading…

We apologize for any confusion caused by our International Women’s Day email subject line, “Give women the chance to choose,” on March 8. The subject line references a line from the email celebrating with HOPE’s female clients that God has worked through Christ-centered microfinance to give them “the chance to choose” a better life for themselves, their children, and their communities.

International Women's Day

Today, on International Women’s Day, people around the world celebrate the strength, resilience, and dignity of women. It may seem hard to celebrate when there are still many women who are beaten, denied schooling, forced into marriage, used, abused, and mistreated. But HOPE believes that God loves each of these women and that women can make a powerful difference in their communities when given the chance. That’s why 82 percent of the over 380,000 clients HOPE serves are women—women, like Dyna Uwizeye, who are using their God-given skills to transform entire communities.

Continue Reading…

Just as many were preparing for church Sunday morning, ammunition stockpiles exploded in Brazzaville, Republic of Congo, collapsing buildings and killing or injuring thousands. Though official reports are much lower, our staff in-country report an estimated death toll of 600-700 or more, while thousands have been injured. Relief workers have been unable to thoroughly search for survivors amid the rubble because the blast scattered many unexploded devices that could remain volatile. HOPE operates in Brazzaville and six miles away in Kinshasa, Democratic Republic of Congo, where shockwaves from the blast remained strong enough to shatter windows. This morning we received an update from one of our staff members in Brazzaville, asking for continued prayer. Please join us in praying for our brothers and sisters in Congo.

We are very fortunate that all of our staff our safe after the explosions. With that said we are still trying to assess the impact on our clients. Please be in prayer for them as we can only assume that some have been injured or even killed. Homes and business have been destroyed. I would ask that you particularly pray for two of our staff members, our loan supervisor and our senior cashier. Our senior cashier’s home was completely destroyed on Sunday, and she is now living with her uncle. Our loan supervisor’s home also received extensive damage, and she is now living in a safer area for the time being. They both came to work yesterday just to see everyone. It was heartbreaking to see the look on their faces. You can just see the sorrow and sadness that is inside them. Their hearts are very heavy. This has no doubt impacted them emotionally. Please keep them in your prayers.

Block by block, Aleyda Torres Constanzo built her Christian school “Light of the Future” in the community of La Romana, Dominican Republic. Progress was slow and measured, but destruction was unhesitating when Hurricane George tore it down in 1998, just two years into the school’s operations. Aleyda’s students finished the school year in a classroom covered by a tarp. “Parents didn’t let that deter them from sending their children here,” she explains. On the contrary, “What they saw was the quality of education and the determination that we had.”

Government schools in the Dominican Republic are notoriously underfunded and inadequate, and even in the poorest communities, many parents will sacrifice a significant portion of their limited income to ensure a good education for their children. In La Romana, Aleyda’s school has grown rapidly, from just 40 students in 1996 to over 230 this time last year. To ease overcrowded classrooms and meet the demand for continued growth, Aleyda sought a loan from HOPE’s partner in the Dominican Republic, Esperanza International, to build additional classroom space. With funding through a partnership with Edify—a nonprofit dedicated to providing small-business loans to low-cost, sustainable Christian schools—Esperanza was able to fulfill her loan request for $2,600, well above their average community bank loan of $315. Continue Reading…

I need to admit something: Sometimes I intentionally look away from photos of children living in poverty. Not the really sad ones – I mean photos of adorable kids with big eyes and bright smiles. And it’s not that I don’t like kids. I love them, actually. I’m that crazy lady who inevitably asks to hold someone’s baby, whether I’m in my parents’ church or a church in a Congolese village, and I’ve been that way since I was about four years old myself (Did you just get a mental image of toddler me carrying a baby half my size?).

Guilt is one reason I look away. If you’ve had the privilege of participating in some kind of mission trip, you probably know the simple joy of playing with cheerful kids who seem to come running from every direction. Across language barriers, we laugh and take pictures and give piggy back rides. We hold hands and give hugs and swear to ourselves that we’ll never forget their names. But honestly…I’ve forgotten most of their names. Distance and time have eroded those details in my brain, and I feel a twinge of guilt when I look at cute photos.

Pessimism is another reason. Despite all the wonderful things that are happening as God’s Church moves in the world, I know that at least some of these kids will still be living in the same slums years later, living out the same cycle of hopelessness their parents walked.

And finally, I look away out of fear that those cute kids will make me lose focus. Continue Reading…