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In part one of this series, Aaron shared that his home church had traveled to the Dominican Republic to answer three questions about microfinance: Does group solidarity really work in the repayment process? How are the spiritual needs of the individuals addressed? How can we impact our local community using the principles of microfinance? This week, Aaron continues to describe the community bank repayment meeting they attended.

Colmado owned by microfinance client

Maybe sometimes the Lord just plans it out like this, but in our second loan meeting of the day, located in Hato Mayor, a member was missing from one of the solidarity groups, and so, consequently, was her biweekly repayment. Some of the American bankers in the group perked up at the announcement with eager anticipation to see the dynamics of group solidarity play out. The loan officer, Carmen, announced the situation to the entire bank and prayed:

We pray, Lord, that you would help our sister with the difficulties in her family, with the difficulties in her business, and we pray that you would bless her family, that they would trust you, and that you would bless their business.

I’m not sure if you pray in your local bank, but we do here in the local Banks of HOPE, a lot. It is the responsibility of the loan officer to set the tone of the meeting and, along with the president, treasurer, and secretary of the bank, to maintain the solidarity of the community. Loan officers always encourage a daily practice of prayer when they talk to their clients. Continue Reading…

Dominican loan repayment meeting

“We stood there praying for her loan as one Church, even though our places of worship were thousands of miles apart, as brothers and sisters in Christ, in English and in Spanish.”

I wrote this in my journal during a HOPE Trip when my home church in America came to visit the work of HOPE and Esperanza, HOPE’s partner in the Dominican Republic. My name is Aaron Roth, and during 2011, I have been volunteering as a HOPE fellow, working with Esperanza in the area of microfinance operations.

That moment in prayer was one of those moments when I felt like I got a taste of Heaven: a moment of unity between Christ-followers where the Holy Spirit moves within us, breaking down the walls of language and culture. It was like a worship service of praise and a celebration for all that the Lord is doing in places like this around the world. Continue Reading…

I just returned from my second trip to the Dominican Republic. The first was in March, when I was interviewing with HOPE International and I took the trip to see Christ-centered microfinance in action. The trip was perfect—I got to see back office operations, the presence of the Spirit in the clients and staff, the compassionate and knowledgeable loan officers, and the solidarity among our clients that keeps repayment rates so high.

There was only one problem. I had to confront the fact that my Spanish was completely inadequate. I’ve never taken Spanish. I’ve taken one year of French, two years of Latin, and two years of German. So I can count to 10 in several languages but am proficient in none. I resolved on the flight home that I had to become proficient in Spanish. Not just for my work at HOPE—my kids are starting to learn Spanish and I’d love to go through the learning process with them. Continue Reading…

HOPE's new vice president of operations reflects on a visit to San Pedro, Dominican Republic.As I’ve made the transition to HOPE International [from the for-profit sector], I’ve been struck by the level of connectedness between ministry organizations. Even organizations whose missions seem to have nothing to do with one another invariably have some common connection: former employees, connections through churches, friends of friends. While the ministries themselves are radically different, the passion for spreading God’s Word and their welcoming spirit are universal. As a newcomer to HOPE International, it’s been so inspiring to learn about the breadth of ways that these organizations answer God’s call.

My recent trip to the Dominican Republic was an example of this connectedness. I spent four days in Santo Domingo, San Pedro, and La Romana. The primary purpose of my trip was to build relationships with Esperanza, our microfinance partner in the D.R. and Haiti. The Esperanza staff is wonderful—so giving of their time, so committed to their clients and staff, and so strong in their faith. Visiting Esperanza would have easily been worth the trip. Continue Reading…

This summer, HOPE was blessed to have over 20 interns join our team, both in our Lancaster, PA office and internationally. The following is an excerpt from a blog kept by intern Tara Woodward about her time in Moldova with HOPE’s partner Invest-Credit.

Victor

Success happens when a client finds hope again. Before Victor and his wife started a chicken business, Victor was an alcoholic. Then, after Victor and his wife started attending a church near their village, they became Christians, and Victor stopped drinking. For a while, everything was good, until they found out that his wife had cancer. After many prayers for her healing, God miraculously took the cancer away, and everything was fine again. A year later, the cancer came back and his wife only lived a short time later. Victor’s original 300 chickens were dwindling to 45 because of the medical expenses. After the death of his wife, Victor Rotaru was left with seven children to care for, a dwindling business, and an ache in his heart. Life was hard, but Victor knew that God is still faithful and has a plan despite tough seasons. Continue Reading…

This evening we concluded an incredible day of learning at HOPE’s Annual Global Leadership Summit with an hour of worship and prayer. As we sang I’ll never know how much it cost to see my sin upon that cross, the words to this familiar chorus hit me with a new profundity. If we didn’t truly and deeply believe those words, would any of us be here? Would anyone give up a life of relative comfort to serve in countries as devastated by poverty as Haiti or the Democratic Republic of Congo?

Surely these people who worshipped alongside me tonight have been radically transformed by the love of Jesus Christ. And they’re on a mission to spread the Good News of that love to others, from Kinshasa to Kigali to Chisinau.

The song that best summed up my experience with HOPE was “Our God” by Chris Tomlin.

And if our God is for us, then who could ever stop us?
And if our God is with us, then what could stand against? Continue Reading…