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My focus here in Philippines has shifted: earlier in my trip I visited CCT’s programs and saw their ministry firsthand. Now the emphasis is on leadership training. I am here with leaders and board members of Christian development ministries from around the world. We have moved out of downtown Manila and are now in Tagaytay, which is about 50 miles outside of town. It is a beautiful setting. CCT has a retreat center here where they host visitors and bring staff members for all sorts of training.

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On my trip to the Philippines, I was privileged to visit microfinance client meetings with HOPE’s partner CCT. Microfinance is CCT’s largest ministry, and senior leaders refer to it as the “backbone” or “platform” on which their other outreach programs reside. We visited groups in a poor section of Manila near the national prison. Our first meeting was with “Fellowship Group 23,” a group of 19 women (joined by two kids, a cat, and a rooster), all dressed in red shirts to show solidarity with one another.

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The staff of CCT, HOPE’s partner in the Philippines, value savings and seek holistic transformation for families and communities so enthusiastically that they have pioneered a new twist on the HOPE savings model: savings groups for children. CCT savings facilitators have initiated groups for teens, elementary students, and even preschoolers. The idea took shape when mothers requested that their children join groups so they could learn the discipline of saving from a young age, which, like most habits, becomes easier and more permanent.

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Cindy

Rejected by family and friends after escaping a drug addiction, Cindy – with her husband Arnaldo and daughter Jenny – lived isolated in a small shack. Desperate to earn an income, they borrowed money from moneylenders whose unreasonable rates plunged them further into debt. Then Cindy sought a loan from CCT, HOPE’s partner in the Philippines, and, touched by what her loan officer shared, accepted Jesus into her heart.  A physical and spiritual transformation began, resulting in a profitable business and reconciliation with her estranged family. “[God] saw me, came to me, and upheld me. He really loves me,” Cindy testifies.