A single, Haitian mother of three, Emma Jean saves just 25 cents a week. “I did not save before because I did not have much money, and I didn’t know that I had enough to save,” she says. Emma is saving to have money on hand in case of emergency. She operates a small business in which she purchases and delivers flour to a baker who bakes bread which she then sells. In her savings group, she has learned not only valuable lessons on money but also lessons on family and community. “There have been lessons about how to talk to children and words not to use in front of them. To correct them, you must be the example, and it is better to correct them when you are not in front of others so that they are not shamed,” she explains.
