At HOPE International, we’re motivated by Christ’s call to love our neighbor as ourselves and to make disciples of all nations. Seeking to break through the barriers of poverty, we use our skills as bankers, pastors, and development workers to affirm the God-given dignity of all people and offer them tools to escape poverty. Continue Reading…
Archives For entrepreneurship
by Haley Smith, Regional Representative
When I was young giving didn’t necessarily come naturally—but finding ways to make money did.
At the age of six, my first business was the classic lemonade stand. I made the lemonade, painted a traffic-stopping sign, and set up a table. As the minutes ticked by without a single cup sold, I started to get impatient. Unready to surrender my losses, I determinedly went door to door, and, to my surprise, I sold every last cup.
For me, this was a turning point. I had earned something on my own, and now it was up to me to decide what to do with it. Recognizing this new passion, my parents began to talk with me about managing my own money.
They wanted to know how would I use my newfound income? Did I want to save any of it? Did I want to give any of it away? I wanted to give—but I also really wanted the new Boyz II Men cassette tape. It was going to be a tough call. Continue Reading…
When civil war broke out in Burundi in 1993, Edith Uwineza and her family sold their belongings and fled to Tanzania as refugees. It wasn’t until two years later that they were able to return to Burundi and begin life anew. Edith’s husband worked as the supervisor of a construction site and owner of a cement shop, and Edith managed a small roadside stand where she sold green peppers and tomatoes.
Despite her hard work and diligence, Edith found it difficult to earn a sufficient income and lacked the resources to expand her business. After learning about to Turame, HOPE’s local partner, Edith received a $30 loan that enabled her to sell a wider variety of vegetables at her stand. She has since taken out 14 loans, which she has used to diversify her inventory to include non-perishable items and charcoal for cooking. As Edith’s business grew, she began renting out her small kiosk to other vendors and moved to a local market where she could serve more customers.
Recognizing that she will eventually be unable to be as involved with her business as she grows older, Edith is using her sharp mind for business to plan for the future. She wants to purchase land and build a house to rent out, as well as continue her business through hired employees.
Today, Edith is a well-respected member of her community who takes care of five children, her sister, and her orphaned niece. She provides jobs for three families and frequently assists her neighbors in times of need. Edith testifies that through her involvement with Turame she has gained a family. “If I were to praise Turame, I would need to write a book,” she reflects. Seeing that God is the ultimate source of provision, Edith named her business Shimwa Yesu, which means, “Jesus be praised.”
Suddenly raising seven children
When Fanny’s sister passed away, leaving four children behind, the choice was clear—she had to adopt them. Already a single mother, Fanny suddenly found herself the sole provider for seven school-age children.
As one of Malawi’s 2 million small-scale farmers, Fanny set her mind to working hard, knowing that her efforts meant nourishment for her children. She managed to meet her family’s basic needs but struggled to find money for school fees or even soap. “Some months, I wouldn’t have money at all,” she says.
When Fanny heard about savings groups forming at her church, she recalls, “I was the first to sign up.” Saving small amounts of money with her group, Fanny no longer needed to sell her own family’s food for extra cash. It was the boost she needed to leap forward.
Refusing to give up
When severe flooding in early 2015 rendered 230,000 Malawians homeless, Fanny’s crops and home were washed away. Despite the devastating loss, Fanny quickly moved in with her sister next door and used her savings to launch a side business selling used clothing. Even though she lost everything, she determinedly began to rebuild her home.
Less than a year after the floods, Fanny did something few in her community have been able to afford: she paid to install a water tap next to her home to help with irrigation and household chores.
“I can say this is my testimony,” Fanny says. “Before the savings group, I had no business of my own, and my children were suffering from hunger. But now, I am rebuilding my own house, and my goal is to see my children educated.”
A place to belong
Joining the savings group has not only provided financial stability for Fanny; it has brought her closer to God and to friends in her community. An active member of her church, Fanny leads worship and visits those who are ill or grieving. Eager to give back, Fanny’s savings enable her to bring offerings to church—something she wasn’t able to do before.
Fanny’s savings group has given her a sense of belonging. “My challenges have grown less because I am supported,” she says. “My fellow group members encourage me and pray for me. … Since I joined the group, I’m a more joyful person.”
HOPE GIFT CATALOG
Help entrepreneurs leap forward!
Like Fanny, millions of men and women are bursting with skills and talents but lack access to the financial tools needed to leap forward along the path out of poverty. Choose items from HOPE’s gift catalog to play a role in helping families flourish!
With your donation of $25 or more, you’ll receive a leather bracelet, hand-crafted by Rwandan entrepreneurs!*
*Bracelets are available while supplies last.