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“I train lots of people, freely, without asking any money,” Moise said, proudly smiling. “What I have, I give.”

Sitting on white plastic chairs at Moise’s home in the Republic of Congo, I looked out at the fields of newly sprouted cabbages as I mulled over Moise’s words. The grey sky overhead mirrored the heaviness of the conversation as Moise described his considerable challenges—his wife’s deteriorating health, the immense cost of her treatment, losing his loan repayment when a fellow group member left it behind in a taxi. And after this string of hardships, he was still willing to give of his time to train farmers in his community?

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haiti 4-edit

by Jess Bauer, California Development Intern

Last summer, I spent three months in Haiti learning about poverty in a hands-on and often heart-wrenching way. I listened to the stories of new friends and experienced the heartbreaking reality of material poverty.

One afternoon, I met an elderly man in Leveque, a village where families resettled after their homes were destroyed by the 2010 earthquake. A relief agency had distributed blue tarps to Leveque after the earthquake to be used as a temporary shelter. The tarps were designed for only a few months of inhabitance—any longer and the extreme heat could cause eye damage. After living in his tarp home for five years, this man was completely blind.

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At HOPE International, we’re passionate about training. Because many clients have had limited access to formal education, HOPE’s network offers biblically based training, mentoring, and coaching to help clients grow spiritually and professionally.

In collaboration with Chalmers Center, HOPE recently developed RESTORE: Savings, a curriculum to guide church facilitators as they train and support savings groups. The curriculum includes 33 lessons on everything from how to organize group meetings to the importance of prayer.

Below, we’ve included Lesson 17 from the curriculum. Join HOPE network clients in learning about God’s heart for restoring relationships!


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Reposted from www.peterkgreer.com

This week is the 75th birthday of Muhammad Yunus, the inspiring leader who asked a question which struck at the root of a paternalistic approach to poverty alleviation: Why do for people what they’re capable of doing for themselves?

This question served as the basis of Yunus’ groundbreaking work in the 1970s as he founded the Grameen Bank; pioneered the modern microfinance movement; and garnered some impressive recognition, including the Presidential Medal of Freedom and a Nobel Peace Prize.

Hundreds of thousands (myself included) have been inspired by the model of microfinance and signed up to help unleash women’s and men’s creativity around the world.

But recently there have been articles and thoughtful research projects critiquing this tool. Does this recent criticism undermine the microfinance movement? Does it unravel all that Yunus envisioned and that many of us have worked to implement?

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Francia

by Annie Rose Ansley, HOPE Trips Liaison

It’s Thursday morning, and Francia walks down the dirt road to the building that serves as a church and elementary school in her community. The one-room building in Los Mella, Dominican Republic, is also the site of the repayment meetings for Francia’s community bank. This group of 15 women meets biweekly to worship God, learn business and life skills, and repay the small loans they receive through Esperanza International, HOPE’s partner in the D.R.

Francia didn’t know Jesus before joining her community bank several years ago. Now, she is responsible for leading her group in prayer, worship, and sharing the Word, and her strong faith clearly shines through. Despite being the most petite woman in her group, Francia stands tall and speaks with strength. She shares a personal testimony about answered prayer in her life—a time when she was robbed and, after fervent prayer, ultimately got back what had been stolen from her. Francia urges the women to trust God, and at one point she holds up her Bible and proclaims, “THIS is what’s real.”

Later on in the meeting, during the loan collection process, one bank member doesn’t have the money to repay her portion of the loan. Following the group solidarity model, the women have cross-guaranteed each other’s loans, meaning they are responsible to cover for the missing money. This is a vital element of community banks, building solidarity and providing clients access to loans even though they don’t have traditional collateral. But it can sometimes bring challenges. Today, for example, no one seems to have the extra money to pay the other woman’s amount.

Five minutes of hesitation pass, and a couple group members get frustrated. 10 minutes pass, and heated discussions break out. 15 minutes pass, and still no one volunteers. Suddenly, Francia stands up.

“Ladies, we need to pray.”

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Prayer at HOPE

by Claire Stewart, Executive Assistant

One year ago

I watched the clock as the seconds ticked by … 9:36 a.m. … 9:42 a.m. … 9:55 a.m. … Emerging from my cramped intern cubicle, I entered the conference room next door. Outside, the bustle of the city matched the nervous energy pulsing through my body.

Two sheets of paper lay on the table, covered in highlighting, arrows, and scribbles: “project management example,” “story of failure,” “phone skills,” “why I’m a good fit.” I spread the pages in front of me and situated myself facing away from the hallway. Straightened my blazer. Cleared my throat. Waited.

Finally, my phone rang. “This is it,” I thought. “BE PROFESSIONAL.”

“Hello, this is Claire.”

“Hi, Claire! This is Anna. How are you today?”

“I’m doing well. How are you?”

“I’m well! Hey—before we dive into my questions, may I pray for us?”

Oh yeah. Prayer. Asking God to enter into the decision process. Had I done that yet this morning? Of course I was approaching this opportunity prayerfully—but had I actually prayed? As Anna—who was about to interview me for a position at HOPE International—lifted up our conversation to the Lord, my tense shoulders relaxed and the anxious knot in my stomach loosened.

Little did I know this simple act was an informal initiation into a posture of prayer that is the core of HOPE’s workplace culture.

Today

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