Join HOPE in celebrating the clients featured in this year’s gift catalog, men and women using the gifts God has placed in their hands—talents, dreams, and hard work—to provide for their families and give back to their communities.
Living in the rural village of Crasnoarmeiscoe, Moldova, Vera Matveiciuc lost her husband several years ago, leaving her to support their three young daughters on her own. To supplement her $100 monthly salary from her job at a local bank, Vera raised produce and livestock to help feed her family and sell the surplus at market.
In Moldova, one of the poorest countries in Europe, poverty is concentrated in rural areas like Vera’s, where many families live without heat, running water, or nutritious food. Three years ago, Vera didn’t think her family would survive another harsh Moldovan winter without the money needed to insulate and heat their home.
That December, Vera learned about Invest-Credit, HOPE’s local partner, and took out a loan to install insulation and a furnace. “The first loan from Invest-Credit saved my family,” she says. “We could not go through another winter without making changes to our home.”
While in the D.R. we were transported in an old school bus. We traveled on dirt roads, feeling every ditch and crevice, and headed to our first bank meeting. As we pulled into the town, I was shocked by the poverty. Every floor literally was dirt, and the roofs were made out of that wavily bent metal that you pretty much only see on roofs of small huts. As we came to a stop, many Dominican children peered into the windows of our bus, some jumping up and down in excitement. As we were exiting the bus, I remarked to my mom, “I thought this was only in the movies.”
Brant Wilson is a seventh grader at The Oaks Academy, a Christ-centered school in Indianapolis, IN, that is intentionally racially and economically diverse. He loves music, writing, and most of all, his friends. 
At times they share a just-purchased snack or drink, or perhaps they start a game of dominoes or chess (can you imagine a chess match going on inside your local 7-Eleven?). Many colmados keep these games behind the counter and let you borrow them, along with a few plastic chairs; a game will often draw a crowd of spectators.
![Before Eveness Mulungu joined the Walusungu (“mercy”) savings group through our church partner in Malawi, she faced days where she and her family ate animal feed because they couldn’t afford human food. But that changed when she joined the savings group. Eveness used her first group loan of about $1.70 (U.S.) to start a business selling doughnuts and beans.
“By the end of my first cycle I made $140 (U.S.),” Eveness shared. “My life is no longer the same now; [I] was regarded as no one in the community. ... This was the first time in my life that I ever touched and owned big money like this!”
Pictured: Eveness, with her husband in front of their piggery—a third successful business that she operates.](https://blog.hopeinternational.org/wp-content/plugins/instagram-feed/img/placeholder.png)