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Shruti and her husband didn’t know how to save before joining a savings group—they just wanted to better provide for their three sons.  

She couldn’t have guessed it at the time, but setting aside 200 rupees ($2.40 U.S.) each month with her savings group in South Asia would empower Shruti to respond when her family needed it most. 

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Before joining her savings group in Peru, Rina Navarro de la Cruz had to borrow a large loan with a high-interest rate just to pay the bills. Now, week by week, she’s escaping that cycle—and teaching her daughters about God.  Continue Reading…

Pictured above: Divya (on right) with other members of her savings group

Divya’s* son, Rakesh, had been sick for years. His coughing, fevers, and colds were nonstop and left him feeling weak. Eventually, he couldn’t walk even a short distance. She’d taken him to hospitals and doctors in their community in South Asia* but never received a clear diagnosis for his worsening symptoms.

Then she received startling news: “One day, the doctor said that my son had a hole in his heart, and he [needed] to undergo the operation,” Divya recalls. “I was shocked.”

But a second blow was soon to come: how to pay for the procedure without falling into a lifetime of debt.
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At 13, Eric Jeche values going to school with other students in his neighborhood in Zimbabwe. Unlike many of his peers, Eric pays for his own education 

Eric has lived with his grandmother since he lost his parents at a young age. But it’s not easy for his grandmother to pay for his school fees on top of their food, clothing, and other daily expenses, so Eric understands the value of money and work.

Before joining a savings group, he took whatever odd jobs he could find around his neighborhood. 

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Jean Claude Kubwayo knew that goats would be a wise investment.

In rural Burundian communities like Jean Claude’s, goats and other livestock can provide a regular supply of meat, milk, and manure for crops. Animal products add nutritional and caloric value to a family’s diet, so simply owning livestock can improve a family’s overall health. Continue Reading…

Twenty-five years ago, Analyn Saturnino’s world crumbled around her.

While pregnant with her first child, Analyn began to experience arthritic pains throughout her body. Her baby boy tragically died only seven months after being born, and as she mourned the loss of her child, Analyn’s physical pain grew worse. Her condition soon rendered her permanently dependent on a wheelchair.

Overwhelmed, Analyn remembers crying out to God in a moment of Job-like despair, “Why do you torture me like this? Just take me.” Continue Reading…