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HOPE Intl

Feb 4 2016

HOPE Intl

 Stories we love
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Passing on a legacy of faith and hard work

Bustling with customers, Mamola’s house is a center of activity in her Dominican community. Neighbors gather to purchase household staples from her colmado, a small convenience store she operates from her front room. Every other week, members of Mamola’s community bank meet in her home to fellowship, study Scripture, and repay their loans.

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Mamola has been involved in business since she was young, learning the importance of hard work from her father. Widowed with five children and 12 grandchildren of her own, Mamola hopes to pass on this legacy of industry and ingenuity.

In 2008, Mamola took out a $177 loan from Esperanza International, HOPE’s local partner in the Dominican Republic, to expand her business buying and reselling dishes. Realizing her community would benefit more from groceries, Mamola used subsequent loans to open and expand her colmado. “I started with everything,” she remembers. “Just a tiny bit, but a little of everything.” As her store has grown, she stocks her shelves with larger quantities of rice, coffee, fruit, sugar, and other staples.

Giving back

Mamola appreciates Esperanza’s biblical teachings, especially the opportunity to pray together. She says she has learned more about her faith through her community bank’s time in the Word:

The Lord is my God; He is my everything, because He is the one that helps me.

Several years ago, Mamola’s husband got sick and eventually passed away. In addition to grieving his loss, Mamola faced overwhelming medical fees that left her in debt. She shares that she overcame this challenge with the help of Esperanza, the extra income from her colmado, and her five children.

A well-respected matriarch in her community, Mamola has connected several women with Esperanza. With her income, Mamola helps care for her grandchildren and has made improvements to her home, replacing the walls with sturdier concrete. Hardworking, humble, and thankful, Mamola dreams of expanding her business and passing it on to the next generation—along with her legacy of faith and hard work.

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HOPE Intl

Dec 16 2015

HOPE Intl

 Staff / Travels Stories we love
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The power of a new name

by Kevin Tordoff

“Sticks and stones may break my bones, but names will never hurt me.” On the surface, this common playground adage makes sense, but any victim of name-calling or bullying knows how words can cause pain long after they’re spoken. No one chooses to have a negative label attached to them, a moniker that identifies them as an outcast.

I was reminded of the power of names spoken over us on a recent trip to Gihindamuyaga, Rwanda, a community several hours south of the capital city of Kigali. Traversing the country provided unending views of the undulating hills Rwanda is known for, showcasing the prudent use of land for agricultural purposes. I had long heard from colleagues how much of a jewel this country is, and my visit did not disappoint. The hard-fought progress Rwanda has made since the horrific genocide of the mid-1990s is visible in many ways.

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HOPE Intl

Nov 18 2015

HOPE Intl

 Stories we love
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Train up a child

In honor of Universal Children’s Day on November 20, we’re excited to share about the ingenuity and hard work of these children in Rwanda.

In southern Rwanda, two savings groups meet regularly to save between 7 and 73 cents a week. Named Dutezanyimbere, meaning “Let’s hold hands and move forward together,” and Dukomezumurimo, meaning “Let’s keep the calling,” these groups have big dreams. One plans to buy a cow for each member, while the other hopes to buy a house to use for rental income. While these might sound like typical savings groups, they’re unusual in one key demographic: They’re made up entirely of children, with members ranging in age from 12 to 17.

In Rwanda, 61 percent of the population is under the age of 24, and the median age is just 18. HOPE International typically impacts this age group indirectly by empowering parents to provide for their children—but the next generation is also learning the value of saving money. While only 79 of the 8,800 savings groups in Rwanda are made up of children, this small but impressive number is faithfully saving small sums for the future and learning more about God’s Word in community.

Oscar, the 17-year-old who serves as secretary of Dutezanyimbere, immediately saw the benefit of forming a savings group: “I had different needs as a child,” he shares. One of these needs is education. 16-year-old Vestine uses her savings to buy school supplies. Cecilia, another 16-year-old member, says, “I want to study hard and then get a loan from the group to pay for school fees in a good school.” She dreams of using that education to become a doctor.

Children's savings group

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Isaac Barnes

Sep 24 2015

Isaac Barnes

 Staff / Travels Stories we love

Surprised by a prayer of blessing

Inside a simply finished home overlooking Burundi’s capital city, Bujumbura, I listened. With my voice recorder between us, I listened to Uvita and Zenon recount their previous struggle to meet their family’s needs. Blessing, the youngest of their six children, played nearby, stopping every few minutes to beam a smile in our direction, clearly aware of his charm. Captivated by this family, an earnest prayer welled up inside me:

Father, would you continue to bless this family. Provide for them above and beyond their wildest dreams. As they flourish, may they be like a river, bringing refreshment to all they meet!

To be honest, this sudden, emotional prayer caught me off guard. Where did THAT come from? Having never faced scarcity, I couldn’t relate to Zenon’s feelings of helplessness as he worked so his family could get by—but the loneliness he described sounded familiar. I remembered a past season when my work and life felt meaningless. And with little hope for change, I had felt trapped and alone. I was getting by, but I wasn’t thriving. So as I reflected further, my prayer began to make sense. Continue Reading…

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HOPE Intl

Sep 15 2015

HOPE Intl

 Spiritual Integration Stories we love
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Prayer comes first

Francia

by Annie Rose Ansley, HOPE Trips Liaison

It’s Thursday morning, and Francia walks down the dirt road to the building that serves as a church and elementary school in her community. The one-room building in Los Mella, Dominican Republic, is also the site of the repayment meetings for Francia’s community bank. This group of 15 women meets biweekly to worship God, learn business and life skills, and repay the small loans they receive through Esperanza International, HOPE’s partner in the D.R.

Francia didn’t know Jesus before joining her community bank several years ago. Now, she is responsible for leading her group in prayer, worship, and sharing the Word, and her strong faith clearly shines through. Despite being the most petite woman in her group, Francia stands tall and speaks with strength. She shares a personal testimony about answered prayer in her life—a time when she was robbed and, after fervent prayer, ultimately got back what had been stolen from her. Francia urges the women to trust God, and at one point she holds up her Bible and proclaims, “THIS is what’s real.”

Later on in the meeting, during the loan collection process, one bank member doesn’t have the money to repay her portion of the loan. Following the group solidarity model, the women have cross-guaranteed each other’s loans, meaning they are responsible to cover for the missing money. This is a vital element of community banks, building solidarity and providing clients access to loans even though they don’t have traditional collateral. But it can sometimes bring challenges. Today, for example, no one seems to have the extra money to pay the other woman’s amount.

Five minutes of hesitation pass, and a couple group members get frustrated. 10 minutes pass, and heated discussions break out. 15 minutes pass, and still no one volunteers. Suddenly, Francia stands up.

“Ladies, we need to pray.”

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HOPE Intl

Jul 22 2015

HOPE Intl

 Stories we love
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My God will meet all your needs

Jean

After her husband died nearly 10 years ago, Jean began growing and selling assorted vegetables to provide for her seven children. In Malawi, where 88 percent of the population lives on less than $2 a day, Jean often struggled to put food on the table or pay school fees.

When Jean’s church began training groups of people to save money together, she became one of the founding members of Chivumbulutso, meaning “Revelation,” savings group. A proud pioneer of this ministry, Jean describes the financial and spiritual transformation she has experienced: “I became a Christian a long time ago and have been reading the Bible since my youth days, but it had never occurred to me that the Scripture can help me on financial matters.”

Prior to joining the savings group, Jean struggled to manage her finances, remaining in constant debt. Now, saving approximately $2 each week, she owns a piece of land for farming and has hired several workers. Jean dreams of growing her business and opening a grocery store.

Her spiritual life has also flourished through prayer and meditation on the Word of God. “My knowledge and understanding of the Scriptures as the living Word of God speaking directly to me has increased greatly through the sharing of the Word and experiences which we have at our group every time we meet,” Jean explains. Now, she views communication with God as a two-way street, saying, “God speaks directly to me through His Word while I speak directly to Him through prayer.”

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