savings groups Archives | Page 10 of 12

By Lydia Koehn, Field Communications Fellow

While HOPE International works in a variety of locations around the world, many groups follow a similar 5W’s meeting structure. Adopted from HOPE’s partner in the Philippines, The Center for Community Transformation (CCT), this simple structure ensures consistency, while also creating space for flexibility. Traveling with CCT savings group facilitators for the past four months, I’ve enjoyed experiencing the unique heart that Filipinos bring to their own culture of savings communities.

2:15 p.m. – After unsticking ourselves from the small motorcycle, the three of us—savings program regional coordinator, volunteer facilitator, and me—begin gingerly descending the sharp rocks, down to the edge of the sea. We pick our way through the narrow path of the fishing village, dodging crowing roosters and scampering children.

2:30 p.m. – We arrive just as the savings group’s treasurer squats down beside a rusty, peg-legged wooden table. I gratefully slip into a sliver of shade and look around at the houses perched precariously on wooden stilts that buckle on the rocks below. Tucked into the shadows beneath their homes, several savings group members sit, smiling back at me while waiting patiently for the meeting to start. Continue Reading…

While living in Uganda as refugees following the Rwandan genocide in 1994, Mariya, her husband, and their six children made a living by raising cattle. Years later, they decided to return to their home country of Rwanda and use the money they had saved to build a house and start a small farm. But their homecoming would not be an easy one.

“When we got here, we faced a lot of problems,” remembers Mariya. Her oldest son lost his leg in an accident while driving a motorcycle taxi, and her eldest daughter suffered from intestinal infections. Struggling to profit from their small farm, the family found that these additional medical expenses exacerbated their already vulnerable situation, draining them not just financially, but also physically and spiritually. Continue Reading…

At HOPE International, we’re passionate about training. Because many clients have had limited access to formal education, HOPE’s network offers biblically based training, mentoring, and coaching to help clients grow spiritually and professionally.

In collaboration with Chalmers Center, HOPE recently developed RESTORE: Savings, a curriculum to guide church facilitators as they train and support savings groups. The curriculum includes 33 lessons on everything from how to organize group meetings to the importance of prayer.

Below, we’ve included Lesson 17 from the curriculum. Join HOPE network clients in learning about God’s heart for restoring relationships!

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by Kevin Tordoff

“Sticks and stones may break my bones, but names will never hurt me.” On the surface, this common playground adage makes sense, but any victim of name-calling or bullying knows how words can cause pain long after they’re spoken. No one chooses to have a negative label attached to them, a moniker that identifies them as an outcast.

I was reminded of the power of names spoken over us on a recent trip to Gihindamuyaga, Rwanda, a community several hours south of the capital city of Kigali. Traversing the country provided unending views of the undulating hills Rwanda is known for, showcasing the prudent use of land for agricultural purposes. I had long heard from colleagues how much of a jewel this country is, and my visit did not disappoint. The hard-fought progress Rwanda has made since the horrific genocide of the mid-1990s is visible in many ways.

In honor of Universal Children’s Day on November 20, we’re excited to share about the ingenuity and hard work of these children in Rwanda.

In southern Rwanda, two savings groups meet regularly to save between 7 and 73 cents a week. Named Dutezanyimbere, meaning “Let’s hold hands and move forward together,” and Dukomezumurimo, meaning “Let’s keep the calling,” these groups have big dreams. One plans to buy a cow for each member, while the other hopes to buy a house to use for rental income. While these might sound like typical savings groups, they’re unusual in one key demographic: They’re made up entirely of children, with members ranging in age from 12 to 17.

In Rwanda, 61 percent of the population is under the age of 24, and the median age is just 18. HOPE International typically impacts this age group indirectly by empowering parents to provide for their children—but the next generation is also learning the value of saving money. While only 79 of the 8,800 savings groups in Rwanda are made up of children, this small but impressive number is faithfully saving small sums for the future and learning more about God’s Word in community.

Oscar, the 17-year-old who serves as secretary of Dutezanyimbere, immediately saw the benefit of forming a savings group: “I had different needs as a child,” he shares. One of these needs is education. 16-year-old Vestine uses her savings to buy school supplies. Cecilia, another 16-year-old member, says, “I want to study hard and then get a loan from the group to pay for school fees in a good school.” She dreams of using that education to become a doctor.

Believing that Christians are called not only to proclaim, but also to demonstrate the Gospel, Pastor Zenon Ndayegamiye felt burdened to implement holistic development both in his church and community in Burundi.

“We cannot separate the spiritual and physical or social development. It is like the two wings of a bird, if you cut off one wing, you cannot fly,” he explains.

Serving as a pastor in the Foursquare Church in Burundi, Zenon began to teach holistic development in 2010 among local church congregations. “In my church, I was struggling because I wanted to see the context of poverty changed,” remembers Zenon. After being introduced to the HOPE Burundi savings and credit association (SCA) program, he immediately felt that this program could provide an answer. Zenon shares, “Many organizations brought money to help Burundians, but until now, we don’t see the impact. For me, I can truly say HOPE Burundi is very different from other organizations. Some have said it’s like, instead of giving fish to someone, you have to teach him to fish.” Continue Reading…

Archives For savings groups

HOPE Intl

HOPE Intl

Follow along with the 5W’s

HOPE Intl

HOPE Intl

A mother’s thoughts of doubt and prayers of faith

HOPE Intl

HOPE Intl

God can restore relationships

HOPE Intl

HOPE Intl

The power of a new name

HOPE Intl

HOPE Intl

Train up a child

HOPE Intl

HOPE Intl

“It’s not just about money; it’s about reconciliation.”

About HOPE

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