Like 94 percent of Malawians,* Alinafe lacked access to formal lending services. This kept her and her husband from getting the funds they needed to pursue their dream of opening a store. And without consistent employment, the couple struggled to pay for adequate housing or schooling for their four children.
But poverty affected more than Alinafe’s finances. “I looked down upon myself,” she recalls. Knowing of Alinafe’s situation, a friend (also named Alinafe) invited her to join Chisomo (“grace”), a savings group formed through a local church. Still, Alinafe remained doubtful: “I felt too small and unworthy to join the group.” Continue Reading…