SCA Archives | HOPE International

by Chris McCurdy, Former Field Communications Fellow in Zambia

Throughout the course of my time in Zambia, the word that best describes this ministry is “enthusiastic.” Everyone involved with the new Zambia savings and credit association (SCA) ministry is doing their part to advance the Kingdom. This excitement extends from the head office in the capital city of Lusaka all the way to each SCA member within the rural communities we serve. I would like to share just a few short stories of the different types of transformation we’ve seen over the last few months.

Spiritually: Mwilu Sharon

Since joining her savings group, Mwilu shared with me that she has felt a powerful conviction to give back to God, because before it had been difficult to tithe the little she had. She told me:

God is the giver and the help. He is my refuge and is always there for me.

Mwilu said that the spiritual discipline of tithing has been challenging but also rewarding. When she first joined the group, she was only able to save two shares. However, after a few Sundays of tithing, she noticed her cosmetic business was seeing growth and contributed more to her savings group. In just three months’ time, Mwilu went from two shares to five. She gives God the full glory for each increase and shared that her group has been a huge blessing. “When we come, we sing and share devotions. I have a bigger community now.” Continue Reading…

by Sylvie Somerville, Former Program Manager, HOPE Malawi

A myth of HOPE expat work is that we spend every day interacting with clients, drinking from the hose of transformation stories you can find all over this blog.

Instead, I spent about one day a month in the field with the savings group members HOPE Malawi serves. I cherished these times of watching and listening to the unique ways people save, build businesses, and discuss the changes in their lives and communities.

My two years in Malawi, however, were filled with ongoing stories from those I did get to watch every day—partner and office staff. God is moving through HOPE and through our church partners to change lives at every level! I cannot think of a single person I’ve been privileged to spend my daily HOPE life with who doesn’t have a beautiful story of spiritual and economic transformation. I’ll cherish these stories and relationships above all else that I experienced in this lovely country.

Getrude (left) is the most ambitious Malawian girl I’ve met. In addition to her duties mentoring 27 church volunteers, coaching groups during share-outs of their savings, analyzing reports, and writing member stories, she purchased a refrigerator using her own share-out from our staff savings group. At only 23 years old, her plans are underway to open a small restaurant in town. She wakes up at 4 a.m. most mornings, eager to not waste a single minute seeking God and His purpose for her life. Her prayer life and ability to disciple others have blossomed in her last two years with HOPE.

Trevor hit one of the lowest points in his life right before joining HOPE as a regional field coordinator through his church. Nearly burnt out with the emotionally taxing duties of pastoral care in a broken and disunified denomination, he was questioning God’s purposes and ready to quit. The peace and unity the savings ministry has brought his denomination have also brought new life and meaning in Trevor’s life. Continue Reading…

Travel update from Malawi

Since launching in July of this year, HOPE’s newest savings program in Malawi has grown to serve over 500 members. Anna Haggard, executive writing assistant, is in Malawi gathering stories from the new program. For more from Anna, follow the @HOPEstaff Twitter account.

“Without education, no one goes far.” -Mary Moses, group member who saved to send her nine children to school

“I have learned to take life as it comes. I am guided and protected by God.” -Marita John, member of the savings group “Love”

What does solidarity look like in Peru?

On my recent trip to Peru, I met a woman who was struggling with a deep hurt. As I sat in her business, Luz (pictured on the right) shared with me and a few others how disappointed she was that she had never married or had children. Tears welled in her eyes as a friend held her close. Luz owns a costume shop in Lima, Peru, where she sells and rents costumes of all kinds, from recognizable Disney characters to traditional Peruvian icons. Her customers come to her shop to celebrate, but while she serves them, she’s filled with a sadness that struck at her core as a woman in Peruvian society.

How do group meetings work in Peru?

Recently, I was in Lima, Peru, visiting a savings and credit association (SCA) partnership launched nearly two years ago. For those building their knowledge in the field of microeconomic development, SCAs are small groups of people that meet regularly to hear a message of reconciliation, save small amounts of money, and live life together—the unique blending of a tiny credit union and a Sunday school class. Members learn about reconciliation available through Christ and how to save money toward a goal. In short, members are given the tools they need to feel hope again, hope for a better future. Here is a brief description of one such SCA group meeting I was able to attend on this trip.

That love would grow big

For those participating in HOPE’s savings and credit association program in Rwanda, membership means more than a safe place to save money or take out a loan. Savings groups also provide opportunities to build community, fellowship together, and learn from God’s Word. In this video journal, Christine Vuguziga, HOPE Rwanda program coordinator, shares how one group of military wives overcame issues of rank to build solidarity along with their savings.

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