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At first, Susan Cabanela didn’t want to join the Center for Community Transformation (CCT), HOPE International’s partner in the Philippines. In fact, when her best friend invited her in 2008, Susan refused.

She had been running a small sari-sari (“variety”) store out of her home since 2005—just two basins of goods that she brought out in the morning and carried back inside at night. With all three children in school and her husband’s taxi driving bringing unstable earnings, money was always tight.

Susan was afraid to take a loan. She wondered, what would happen if she couldn’t pay it back?

But her friend persisted in her encouragement, and Susan took the step of faith to take her first loan of $73. Continue Reading…

Lina Feria never imagined that her small business selling homemade snacks could grow into a flourishing general store. Yet her story testifies that God can use small loans and persistence to transform a business and a whole family. 

Building a business brick by brick 

When Lina first decided to become a member of The Center for Community Transformation (CCT), HOPE International’s partner in the Philippines, she was selling traditional rice cake snacks (called kakanin) that she made at home. 

Although she was not a Christian then, Lina joined CCT because she was curious about their Bible studies. As she got to know staff members and read the Word, she slowly began to learn more about God and eventually gave her life to Him.   Continue Reading…