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If given the opportunity, 50% of Moldovans would leave their country to work abroad.

And many have left. Moldova’s emigration rate is the eleventh highest worldwide. Since the 1990s, a shortage of stable jobs has led thousands to move abroad in search of work, and this trend continues today: Between 2000 and 2014, the number of people who traveled abroad to find work grew from 138,000 to 341,900—a 147% increase.

To keep Moldovan workers close to home, stable jobs are critical. And for a developing economy like Moldova’s, small-and-medium-enterprises (SMEs) fill this employment gap, with 63% of employable Moldovans working for an SME. As these businesses grow, the economy adds more local jobs—and fewer people must leave their families and communities.

Yet, credit barriers prevent many small businesses with the potential to provide much-needed jobs from expanding their businesses further. That’s why Invest Credit, HOPE’s microfinance partner in Moldova, equips entrepreneurs with larger loans to help them scale their operations and reach their potential. As these two stories demonstrate, entrepreneurs like Petrov and Sergiu are tackling the challenges of poverty in their communities. Continue Reading…

Each year, HOPE celebrates clients who demonstrate our values of perseverance, compassion, character, and creativity by announcing the Thurman Award winner. Established in honor of HOPE’s first CEO, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited to share the story of Sixbert, this year’s runner up for savings group programs!

Living on just $60 each month, Sixbert Nteziryayo struggled to afford rent and other basic needs for his family. After getting behind and missing several rent payments in a row, Sixbert, his wife, and their seven children were evicted from their home in Rwanda. Needing to provide shelter for his family, Sixbert faced the challenge of finding a new way to generate income. Continue Reading…

Around the world, HOPE-network clients are accessing financial services to grow their businesses. Join us in celebrating the ways these hardworking men and women are using their gifts, abilities, and creativity to support their families and impact their communities.
Continue Reading…

Each year, we celebrate clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing Thurman Award winners. Established in honor of HOPE’s first CEO and his wife, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited to share the story of this year’s honorable mention from Eastern Europe: Jacob Timos.

Over 10 years ago, Jacob Timos used his first loan from HOPE’s partner in Moldova, Invest-Credit, to open a rabbit-breeding business. He started with just six rabbits, and with additional support from Invest-Credit, he has significantly grown the business, selling rabbits to customers as far away as Germany.

Recently, Jacob bought more land and started growing raspberries in partnership with another Invest-Credit client. He says, “Without loans from Invest-Credit I wouldn’t have been able to start my business and grow to the level where I am now.” Jacob has referred over 200 clients to Invest-Credit! Operating a sustainable business in an area where many struggle to make ends meet, Jacob is an inspiration to his neighbors, who often ask him for insights on good business development. To help others provide for their families, Jacob has given away rabbits so that they can start their own rabbit-breeding businesses.

As a pastor, Jacob is passionate about seeing Christians in his community reflect the Gospel in their work, saying, “So many believers run businesses here, create jobs for others, and provide services. … Pray that people will turn to God here in Straseni. … That they would come to faith and know Jesus. That is the most important thing. ”

After her husband died nearly 10 years ago, Jean began growing and selling assorted vegetables to provide for her seven children. In Malawi, where 88 percent of the population lives on less than $2 a day, Jean often struggled to put food on the table or pay school fees.

When Jean’s church began training groups of people to save money together, she became one of the founding members of Chivumbulutso, meaning “Revelation,” savings group. A proud pioneer of this ministry, Jean describes the financial and spiritual transformation she has experienced: “I became a Christian a long time ago and have been reading the Bible since my youth days, but it had never occurred to me that the Scripture can help me on financial matters.”

Prior to joining the savings group, Jean struggled to manage her finances, remaining in constant debt. Now, saving approximately $2 each week, she owns a piece of land for farming and has hired several workers. Jean dreams of growing her business and opening a grocery store.

Her spiritual life has also flourished through prayer and meditation on the Word of God. “My knowledge and understanding of the Scriptures as the living Word of God speaking directly to me has increased greatly through the sharing of the Word and experiences which we have at our group every time we meet,” Jean explains. Now, she views communication with God as a two-way street, saying, “God speaks directly to me through His Word while I speak directly to Him through prayer.”

Each year, HOPE celebrates clients who demonstrate HOPE’s values of perseverance, compassion, character, and creativity by announcing the Thurman Award. Established in honor of HOPE’s first CEO and his wife, the Thurman Award celebrates clients who have not only experienced change in their own lives but have also extended that transformation to others in their community. We’re excited to share the story of Anasitaziya, this year’s honorable mention from Africa!

The challenges nearly-80-year-old Anasitaziya Kankwanzi has overcome would be enough for several lifetimes. In her 30s, Anasitaziya’s eyesight began to falter. Doctors provided little help, but she retained enough vision to function independently. Two decades later, when she was nearly 60 years old, her husband was killed in the Rwandan genocide, leaving Anasitaziya as one of nearly 50,000 widows in the nation. Anasitaziya survived the genocide hidden in a dark room. When she finally stepped out into the light, her vision was gone. “I had gone completely blind,” she recounts.

Pressing on

Anasitaziya’s life has been marked by determination and hope. Though widowed and blind, she resumed her farming career by hiring workers to dig and plant for her. Despite her hard work, there were some who took advantage of Anasitaziya’s vulnerability, pilfering her crops to feed their livestock or stealing from her home.

Even in hardship, Anasitaziya never succumbed to despair or stopped working to improve her life. Instead, she takes her needs to the great Provider. “I never lose hope. I am comforted by the Word of God. I know God is with me. … My God is really faithful. He does not let me suffer.”

Never alone

When a church leader invited Anasitaziya to join a savings group in 2011, she liked the idea. Though her farm provided enough to pay her workers and meet her most basic needs, Anasitaziya saw many ways in which her life could improve as a savings group member. Her home was gradually crumbling, with stones falling from her walls every day, but it would take a lump sum—which she had never had—to reinforce the structure. “I know I can do anything through Christ, so I joined others and we started saving,” Anasitaziya remembers.

Archives For farming

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Investing to keep communities in Moldova together

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Why Sixbert gives away pigs

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5 innovative clients who are growing their businesses

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“Pray that people will turn to God here.”

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My God will meet all your needs

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Walking by faith

Pressing on

Never alone

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