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“I’m proud to be a farmer,” says Moise, walking between rows of vibrant green cabbages on his farm outside Brazzaville, Republic of Congo. Where some might only see manual labor, Moise has learned that with patience—and attentive cultivation along the way—an abundant harvest is not only possible, it’s profitable. Even when his farm was destroyed during Congo’s civil war, he held fast to his farming vision. Fourteen years later, as he smiles and holds up the fruits of his labor, it’s evident the opportunity to continue farming is more than just a property regained—it’s a dream come true.

Moise has farmed since the 1970s. After completing his secondary school education, Moise took a rare opportunity for most Congolese and studied agronomy in neighboring Cameroon. Coming from a family with little means to pay for his education, he worked hard to support himself during this time. Later, after returning to Congo, he started a farming cooperative. It proved difficult, with many farmers dropping out. In 2000, the ongoing civil war forced Moise to abandon his farm and home. Continue Reading…

In this one-minute field report, Annie Ansley, field communications fellow, shares about the joy she saw in women as they worship together in a repayment meeting through Esperanza International, HOPE’s partner in the Dominican Republic.

CCT Bible study

by a HOPE staff member

Discipleship. Jesus called all believers to “go and make disciples of all nations” in Matthew 28:19. Yet while I saw others practicing discipleship, I wasn’t always sure how to start in my own life. Discipleship seemed like a formal, ambiguous process, easy to excuse away in the busyness of life. If I’m honest, I’ve found myself thinking, “I work for a Christ-centered microenterprise development organization—isn’t that enough?” Yet I knew it wasn’t.

Working with the network of programs and partner organizations at HOPE, I see how we encourage discipleship with our staff and clients, but I also believe it’s something God calls all Christians to do in our personal lives. But the barriers to beginning this process were pretty high until I visited CCT, our partner in the Philippines.

CCT has prayerfully and sacrificially integrated discipleship into its operational model. Staff disciple staff. Staff disciple volunteers in the community who disciple others in the community. I got to see firsthand generations of disciples. I heard case after case of, “I was discipled by that woman and am discipling this other woman.”

It was inspiring, but practically, how do you begin discipling others or being discipled yourself? Below are 10 pieces of practical advice from seasoned CCT disciplers that apply to us living in the U.S. as much as it does to those living in the Philippines. Continue Reading…

Approximately 70 percent of the clients served in the HOPE network are women. In honor of International Women’s Day, we celebrate the remarkable mothers, sisters, wives, daughters, and entrepreneurs making a powerful difference in their families and communities.

When Christie’s mother suddenly fell ill in the middle of the night, an ambulance ride to the hospital cost more than they could afford. And later, when Christie’s pregnant sister-in-law had delivery complications at home, no ambulance could’ve reached them in time. Yet both her mother and sister-in-law made it to the hospital in time because Christie is one of the few women in Brazzaville, Republic of Congo, who owns and drives a car. Having the resources to provide for her family’s needs, Christie says, is “a gift of God.”

A few year ago, owning a car was a distant dream. Christie used to struggle to turn even a small profit from her market stand selling fruit and vegetables. Bad weather and fluctuations in market prices often meant inconsistent income for her family. So when she joined HOPE Congo, she invested her first business loan in more stable products like rice and beans. With each loan cycle after that, Christie diversified her inventory, slowly transitioning to office supplies.

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Today, her business is a bustling stationery shop, selling pens and notebooks to students and providing local businesses with copy and print services. With a steady income—enough to send her children to school and purchase a car—Christie has found a new entrepreneurial spirit, saying, “My business is a true stationery shop. … Today, I’m a business woman.”

As the shop has grown, so has Christie’s vision. Having bought two new computers and looking to rent a larger space, she hopes to start an internet café to cater to her existing customers. Beyond her new business ventures, Christie remains committed to her HOPE community bank, driving members to repayment meetings and suggesting new ways the group can grow together in solidarity. She especially appreciates the 20 minutes of each meeting spent in the Word: “The Word of God cultivates love among us. It solidifies the connections between group members.”

Seeing God’s blessing in her business and family, Christie knows where her strength comes from, saying, “It’s the Holy Spirit who equips.” And she is determined to use her God-given gifts, skills, loans, and even her car to provide for her family and bless her community. “We believe that God has given us these things to help us,” she says. “We have to show Him what we do with it.”

art-compDo you know a woman like Christie whose dreams and prayers have helped shape your life? Honor her courage and love with this FREE digital print download at www.uncharity.org!

Clients

by Annie Ansley, Field Communications Fellow in the Dominican Republic

I am blessed to get the chance to interview clients almost every week, and what they share never fails to surprise or inspire me. They’ve already taught me more than I could ever learn from simply being in the office. One thing I like to find out is their favorite part of being a client of Esperanza, HOPE’s partner in the Dominican Republic. Incredibly, they hardly ever mention the money. Check out what clients told me they value most…

“The devotional”

Many say that learning about God is by far the most important feature of Esperanza: The group Bible studies, prayer, and praise songs have brought them closer to God or taught them a specific lesson.

Hearing about Abraham and Isaac, Miguelina was inspired to sacrifice her profits for her church. Hearing the story of the widow and the oil, Angela learned the importance of working diligently at her bakery. When Carolina went to her very first bank meeting, she was going through an economic crisis in her family. Her loan officer spoke on Psalm 37, which sparked Carolina’s desire to return to God and renew her trust in Him.

Continue Reading…

by Phil Smith, Director of Savings and Credit Association Programs

When you think about it, in our common vernacular, we use the word “hands” in so many different ways to describe the everyday events of our lives.

  • Ownership or responsibility: “I’ll leave it in your capable hands.”
  • Busy schedule: “My hands are full.”
  • Act of giving (sometimes with negative connotations): “We don’t want to just give a hand out.”
  • Protection from danger: “They didn’t lay a hand on them.”
  • Request for (or offer to) help “Could you give me a hand? I’ll give you a hand.”

Over the years, we’ve built up quite a vocabulary on our hands to communicate so much of, well, life! And looking to Scripture, there is the same—if not more—use of the word “hands” as a symbolic and literal descriptor of life.  Continue Reading…