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Bustling with customers, Mamola’s house is a center of activity in her Dominican community. Neighbors gather to purchase household staples from her colmado, a small convenience store she operates from her front room. Every other week, members of Mamola’s community bank meet in her home to fellowship, study Scripture, and repay their loans.

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Mamola has been involved in business since she was young, learning the importance of hard work from her father. Widowed with five children and 12 grandchildren of her own, Mamola hopes to pass on this legacy of industry and ingenuity.

In 2008, Mamola took out a $177 loan from Esperanza International, HOPE’s local partner in the Dominican Republic, to expand her business buying and reselling dishes. Realizing her community would benefit more from groceries, Mamola used subsequent loans to open and expand her colmado. “I started with everything,” she remembers. “Just a tiny bit, but a little of everything.” As her store has grown, she stocks her shelves with larger quantities of rice, coffee, fruit, sugar, and other staples.

Giving back

Mamola appreciates Esperanza’s biblical teachings, especially the opportunity to pray together. She says she has learned more about her faith through her community bank’s time in the Word:

The Lord is my God; He is my everything, because He is the one that helps me.

Several years ago, Mamola’s husband got sick and eventually passed away. In addition to grieving his loss, Mamola faced overwhelming medical fees that left her in debt. She shares that she overcame this challenge with the help of Esperanza, the extra income from her colmado, and her five children.

A well-respected matriarch in her community, Mamola has connected several women with Esperanza. With her income, Mamola helps care for her grandchildren and has made improvements to her home, replacing the walls with sturdier concrete. Hardworking, humble, and thankful, Mamola dreams of expanding her business and passing it on to the next generation—along with her legacy of faith and hard work.

In 2015, HOPE International had the privilege of joining hands with over 850,000 families as they discovered their God-given talents and learned about the hope of Christ. The Lord continues to pave the way for us to serve remarkable men and women living in poverty around the world.

Being a part of this transformational work is an incredible gift—and we couldn’t do it without your support.

For your generosity in 2015, we created this video to say, “Thank you.” We are profoundly grateful for your faithful partnership in this ministry!

by Alisa Hoober, Recruitment and Retention Manager

I used to think I was generous. Now I know I have a lot to learn.

I recently had an opportunity to visit HOPE’s savings program in Malawi. We traveled a windy dirt road for several hours to visit a savings celebration in a small village. After meeting for a year and a half, today was the day they were to celebrate the end of their latest savings cycle and receive back the money they had saved. Today was a day to celebrate their hard work. And they were ready to celebrate! We were greeted with singing, dancing, and hugs.

I learned a few things about generosity that day.

There is a difference between giving our leftovers and giving our first fruits.
Shortly after we arrived, we were told that the group had prepared a lunch for us. This was unexpected, but we accepted this as an incredible act of hospitality. We were so grateful. We sat down to a feast of rice, beans, nsima, and chicken. We later learned that this village ate chicken every six months. And they chose to share with us—visitors that they didn’t know. We enjoyed the meal and felt so blessed, knowing that this was an incredible gift we had been given.

This group gave from their first fruits, sharing their best with guests they hardly knew.

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by Kevin Tordoff

“Sticks and stones may break my bones, but names will never hurt me.” On the surface, this common playground adage makes sense, but any victim of name-calling or bullying knows how words can cause pain long after they’re spoken. No one chooses to have a negative label attached to them, a moniker that identifies them as an outcast.

I was reminded of the power of names spoken over us on a recent trip to Gihindamuyaga, Rwanda, a community several hours south of the capital city of Kigali. Traversing the country provided unending views of the undulating hills Rwanda is known for, showcasing the prudent use of land for agricultural purposes. I had long heard from colleagues how much of a jewel this country is, and my visit did not disappoint. The hard-fought progress Rwanda has made since the horrific genocide of the mid-1990s is visible in many ways.

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by Tyson Presnell, HOPE Field Communications Fellow

A journal entry after visiting a savings group in Lilongwe, Malawi

As I stand up to clear off the table, I carry a strange assortment of foods to the pantry: a pumpkin, peanuts (known here as groundnuts), beans, and eggs. You’d think I had just come from the grocery store or stopped at a roadside stand. No, this food was special. It was from my clients.

I traveled to this savings group on the outskirts of Lilongwe, Malawi’s capital. The group was singing as we arrived. Their group name was fitting: Chimwemwe, which is Chichewa for happiness. After we were introduced to the group, they continued their worship. Following a short message on the importance of prayer, it was time for the savings portion of the meeting. The group chose to worship while turning in their savings because they saw it as a time to celebrate. Continue Reading…

In honor of Universal Children’s Day on November 20, we’re excited to share about the ingenuity and hard work of these children in Rwanda.

In southern Rwanda, two savings groups meet regularly to save between 7 and 73 cents a week. Named Dutezanyimbere, meaning “Let’s hold hands and move forward together,” and Dukomezumurimo, meaning “Let’s keep the calling,” these groups have big dreams. One plans to buy a cow for each member, while the other hopes to buy a house to use for rental income. While these might sound like typical savings groups, they’re unusual in one key demographic: They’re made up entirely of children, with members ranging in age from 12 to 17.

In Rwanda, 61 percent of the population is under the age of 24, and the median age is just 18. HOPE International typically impacts this age group indirectly by empowering parents to provide for their children—but the next generation is also learning the value of saving money. While only 79 of the 8,800 savings groups in Rwanda are made up of children, this small but impressive number is faithfully saving small sums for the future and learning more about God’s Word in community.

Oscar, the 17-year-old who serves as secretary of Dutezanyimbere, immediately saw the benefit of forming a savings group: “I had different needs as a child,” he shares. One of these needs is education. 16-year-old Vestine uses her savings to buy school supplies. Cecilia, another 16-year-old member, says, “I want to study hard and then get a loan from the group to pay for school fees in a good school.” She dreams of using that education to become a doctor.

Children's savings group

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