Muraho! It’s a lovely sunny day in Rwanda. I invite you to journey with me to a savings group meeting in the hills of Byumba, Rwanda.
First, we hop in a truck with Verene, the field coordinator for the Byumba diocese (each region has a Savings and Credit Association field coordinator chosen by the Anglican Church); Musoni, the driver; Garrett, the HOPE microenterprise technical advisor who is experiencing the second week of his two-year stay in Rwanda; and Matthew Rohrs, the HOPE director of spiritual integration. As we make the two-hour drive from Kigali to Byumba, you may be as awed as I am at the beauty of this country known as the land of a thousand hills. The pictures that we bring home just don’t do the scenery justice!
Or “expert,” I should say. Malu Garcia is at the center of HOPE’s expertise on savings models that can alleviate poverty for the poorest of the poor. She specializes in training and equipping local staff who will be directly training savings groups, and she’s been traveling through Asia with me, assessing and providing additional training for our savings partners here. It’s truly a joy to serve alongside her. Here are a few more details about Malu:
![Before Eveness Mulungu joined the Walusungu (“mercy”) savings group through our church partner in Malawi, she faced days where she and her family ate animal feed because they couldn’t afford human food. But that changed when she joined the savings group. Eveness used her first group loan of about $1.70 (U.S.) to start a business selling doughnuts and beans.
“By the end of my first cycle I made $140 (U.S.),” Eveness shared. “My life is no longer the same now; [I] was regarded as no one in the community. ... This was the first time in my life that I ever touched and owned big money like this!”
Pictured: Eveness, with her husband in front of their piggery—a third successful business that she operates.](https://blog.hopeinternational.org/wp-content/plugins/instagram-feed/img/placeholder.png)